Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$456K, with repayments around HK$19,883/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$39,766/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,333 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- G
- Saleable Area
- 307 Saleable ft²
- Gross Area
- 389 ft²
- Efficiency
- 79%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-01-06 | HK$5.08M | +43.9% 3.9y · 11.0%/yr |
| 2016-02-05 | HK$3.53M | +113.9% 8.0y · 14.0%/yr |
| 2008-01-24 | HK$1.65M | +36.4% |
| 2007-09-10 | HK$1.21M | +22.2% |
| 2004-03-17 | HK$990K | +2.1% |
| 2001-08-23 | HK$970K | — |