▼ 0.50% · 3.625%
HK$16,989
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,517
−HK$537/mo
Today · 4.125%
HK$18,054
baseline
▲ 0.50% · 4.625%
HK$19,153
+HK$1,099/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,108/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,900
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,407
−HK$514/mo
Today · 4.125%
HK$19,921
baseline
▲ 0.50% · 4.625%
HK$20,971
+HK$1,050/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,842/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,688
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,269
−HK$590/mo
Today · 4.125%
HK$19,859
baseline
▲ 0.50% · 4.625%
HK$21,068
+HK$1,209/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$39,718/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,790
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,347
−HK$566/mo
Today · 4.125%
HK$21,913
baseline
▲ 0.50% · 4.625%
HK$23,068
+HK$1,155/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$43,826/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,386
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,021
−HK$644/mo
Today · 4.125%
HK$21,665
baseline
▲ 0.50% · 4.625%
HK$22,983
+HK$1,318/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,330/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,680
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,288
−HK$617/mo
Today · 4.125%
HK$23,905
baseline
▲ 0.50% · 4.625%
HK$25,165
+HK$1,260/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,810/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,085
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,772
−HK$698/mo
Today · 4.125%
HK$23,470
baseline
▲ 0.50% · 4.625%
HK$24,898
+HK$1,428/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$46,940/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,570
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,229
−HK$668/mo
Today · 4.125%
HK$25,897
baseline
▲ 0.50% · 4.625%
HK$27,262
+HK$1,365/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$51,794/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,784
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,524
−HK$752/mo
Today · 4.125%
HK$25,276
baseline
▲ 0.50% · 4.625%
HK$26,814
+HK$1,538/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$50,552/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,460
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,169
−HK$720/mo
Today · 4.125%
HK$27,889
baseline
▲ 0.50% · 4.625%
HK$29,359
+HK$1,470/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$55,778/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,483
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,276
−HK$805/mo
Today · 4.125%
HK$27,081
baseline
▲ 0.50% · 4.625%
HK$28,729
+HK$1,648/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$54,162/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,350
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,110
−HK$771/mo
Today · 4.125%
HK$29,881
baseline
▲ 0.50% · 4.625%
HK$31,456
+HK$1,575/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$59,762/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,182
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,027
−HK$859/mo
Today · 4.125%
HK$28,886
baseline
▲ 0.50% · 4.625%
HK$30,644
+HK$1,758/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$57,772/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,240
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,051
−HK$822/mo
Today · 4.125%
HK$31,873
baseline
▲ 0.50% · 4.625%
HK$33,553
+HK$1,680/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$63,746/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,881
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,779
−HK$913/mo
Today · 4.125%
HK$30,692
baseline
▲ 0.50% · 4.625%
HK$32,559
+HK$1,867/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$61,384/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,129
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,991
−HK$874/mo
Today · 4.125%
HK$33,865
baseline
▲ 0.50% · 4.625%
HK$35,650
+HK$1,785/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$67,730/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,580
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,531
−HK$966/mo
Today · 4.125%
HK$32,497
baseline
▲ 0.50% · 4.625%
HK$34,475
+HK$1,978/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$64,994/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,019
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,932
−HK$925/mo
Today · 4.125%
HK$35,857
baseline
▲ 0.50% · 4.625%
HK$37,748
+HK$1,891/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$71,714/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,510 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).