▼ 0.50% · 3.625%
HK$16,997
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,526
−HK$537/mo
Today · 4.125%
HK$18,063
baseline
▲ 0.50% · 4.625%
HK$19,162
+HK$1,099/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,126/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,909
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,416
−HK$515/mo
Today · 4.125%
HK$19,931
baseline
▲ 0.50% · 4.625%
HK$20,981
+HK$1,050/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,862/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,697
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,278
−HK$591/mo
Today · 4.125%
HK$19,869
baseline
▲ 0.50% · 4.625%
HK$21,078
+HK$1,209/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$39,738/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,800
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,358
−HK$566/mo
Today · 4.125%
HK$21,924
baseline
▲ 0.50% · 4.625%
HK$23,079
+HK$1,155/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$43,848/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,396
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,031
−HK$644/mo
Today · 4.125%
HK$21,675
baseline
▲ 0.50% · 4.625%
HK$22,994
+HK$1,319/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,350/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,691
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,299
−HK$618/mo
Today · 4.125%
HK$23,917
baseline
▲ 0.50% · 4.625%
HK$25,177
+HK$1,260/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,834/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,096
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,783
−HK$699/mo
Today · 4.125%
HK$23,482
baseline
▲ 0.50% · 4.625%
HK$24,910
+HK$1,428/mo
Deposit HK$2.61M · loan HK$4.85M · min. income ≈ HK$46,964/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,582
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,241
−HK$669/mo
Today · 4.125%
HK$25,910
baseline
▲ 0.50% · 4.625%
HK$27,275
+HK$1,365/mo
Deposit HK$2.61M · loan HK$4.85M · min. income ≈ HK$51,820/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,796
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,536
−HK$752/mo
Today · 4.125%
HK$25,288
baseline
▲ 0.50% · 4.625%
HK$26,827
+HK$1,539/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$50,576/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,472
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,182
−HK$721/mo
Today · 4.125%
HK$27,903
baseline
▲ 0.50% · 4.625%
HK$29,374
+HK$1,471/mo
Deposit HK$2.24M · loan HK$5.22M · min. income ≈ HK$55,806/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,495
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,288
−HK$806/mo
Today · 4.125%
HK$27,094
baseline
▲ 0.50% · 4.625%
HK$28,743
+HK$1,649/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$54,188/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,363
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,124
−HK$772/mo
Today · 4.125%
HK$29,896
baseline
▲ 0.50% · 4.625%
HK$31,472
+HK$1,576/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$59,792/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,195
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,041
−HK$859/mo
Today · 4.125%
HK$28,900
baseline
▲ 0.50% · 4.625%
HK$30,659
+HK$1,759/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$57,800/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,254
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,066
−HK$823/mo
Today · 4.125%
HK$31,889
baseline
▲ 0.50% · 4.625%
HK$33,570
+HK$1,681/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$63,778/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,895
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,794
−HK$913/mo
Today · 4.125%
HK$30,707
baseline
▲ 0.50% · 4.625%
HK$32,575
+HK$1,868/mo
Deposit HK$1.12M · loan HK$6.34M · min. income ≈ HK$61,414/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,145
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,007
−HK$875/mo
Today · 4.125%
HK$33,882
baseline
▲ 0.50% · 4.625%
HK$35,668
+HK$1,786/mo
Deposit HK$1.12M · loan HK$6.34M · min. income ≈ HK$67,764/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,594
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,546
−HK$967/mo
Today · 4.125%
HK$32,513
baseline
▲ 0.50% · 4.625%
HK$34,491
+HK$1,978/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$65,026/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,036
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,949
−HK$926/mo
Today · 4.125%
HK$35,875
baseline
▲ 0.50% · 4.625%
HK$37,766
+HK$1,891/mo
Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$71,750/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,619 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).