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At today's rate and a 90% mortgage, the deposit on this unit is about HK$592K, with repayments around HK$25,829/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$592K · loan HK$5.33M · min. income ≈ HK$51,658/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$133,236 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- F
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 516 ft²
- Efficiency
- 70%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-19 | HK$4.90M | −30.0% 6.2y · −5.0%/yr |
| 2018-10-23 | HK$7.00M | +69.5% 4.5y · 15.0%/yr |
| 2014-04-14 | HK$4.13M | +37.7% |
| 2012-03-30 | HK$3.00M | +63.9% |
| 2009-04-20 | HK$1.83M | +10.9% |
| 2007-04-27 | HK$1.65M | −2.4% |
| 1998-09-26 | HK$1.69M | — |