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At today's rate and a 90% mortgage, the deposit on this unit is about HK$562K, with repayments around HK$24,505/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$562K · loan HK$5.06M · min. income ≈ HK$49,010/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$126,406 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- C
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 515 ft²
- Efficiency
- 70%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-09 | HK$4.63M | −22.8% 2.0y · −11.0%/yr |
| 2022-09-28 | HK$6.00M | +20.0% 7.0y · 3.0%/yr |
| 2015-09-29 | HK$5.00M | +115.5% |
| 2010-09-09 | HK$2.32M | +45.9% |
| 2005-10-04 | HK$1.59M | +0.6% |
| 2005-05-20 | HK$1.58M | −12.2% |
| 2000-07-29 | HK$1.80M | — |