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At today's rate and a 90% mortgage, the deposit on this unit is about HK$585K, with repayments around HK$25,530/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$585K · loan HK$5.27M · min. income ≈ HK$51,060/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,695 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- B
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 515 ft²
- Efficiency
- 70%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-23 | HK$6.98M | +22.9% 4.4y · 5.0%/yr |
| 2017-04-26 | HK$5.68M | +54.3% 4.0y · 13.0%/yr |
| 2013-04-17 | HK$3.68M | +27.8% |
| 2011-04-28 | HK$2.88M | +64.6% |
| 2005-08-24 | HK$1.75M | +5.4% |
| 1998-10-13 | HK$1.66M | — |