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Crescira AVM · estimated value Medium confidence
HK$47.77M
≈ HK$20,554 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.33M, with repayments around HK$162,053/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$152,490
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$157,233
−HK$4,820/mo
Today · 4.125%
HK$162,053
baseline
▲ 0.50% · 4.625%
HK$171,913
+HK$9,860/mo

Deposit HK$14.33M · loan HK$33.44M · min. income ≈ HK$324,106/mo (50% DSR)

Upfront cash ≈ HK$16.36M (deposit + AVD stamp duty HK$2,030,107 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Po Lam Station
≈ 19 min walk · 1,490 m
Education
3
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
G/F
Flat
G2
Saleable Area
2,324 Saleable ft²
District
Sai Kung District · New Territories East
School net (POA)
95

Transaction History

Date Price Gain / loss
2026-03-02 HK$40.83M −18.2%
2019-10-21 HK$49.94M
Data sourced from Renavon.com