Crescira AVM · estimated value
● Medium confidence
HK$48.64M
≈ HK$20,635 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.59M, with repayments around HK$165,001/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$155,264
−HK$9,737/mo
▼ 0.25% · 3.875%
HK$160,094
−HK$4,907/mo
Today · 4.125%
HK$165,001
baseline
▲ 0.50% · 4.625%
HK$175,041
+HK$10,040/mo
Deposit HK$14.59M · loan HK$34.05M · min. income ≈ HK$330,002/mo (50% DSR)
Upfront cash ≈ HK$16.66M (deposit + AVD stamp duty HK$2,067,040 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Po Lam Station
≈ 19 min walk · 1,490 m
Education
3
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km
Green space & leisure — 3 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- G/F
- Flat
- G1
- Saleable Area
- 2,357 Saleable ft²
- District
- Sai Kung District · New Territories East
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-06 | HK$40.23M | −18.2% |
| 2019-10-23 | HK$49.21M | — |
Other appraised units in this building
Data sourced from Renavon.com