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Crescira AVM · estimated value Medium confidence
HK$14.39M
≈ HK$14,635 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.32M, with repayments around HK$48,807/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$45,927
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,355
−HK$1,452/mo
Today · 4.125%
HK$48,807
baseline
▲ 0.50% · 4.625%
HK$51,776
+HK$2,969/mo

Deposit HK$4.32M · loan HK$10.07M · min. income ≈ HK$97,614/mo (50% DSR)

Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$539,490 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Po Lam Station
≈ 23 min walk · 1,787 m
Education
5
schools within 1 km (0 within 500 m)
Daily convenience
3
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Everyday convenience — 3 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
3/F
Flat
D
Saleable Area
983 Saleable ft²
District
Sai Kung District · New Territories East
School net (POA)
95

Transaction History

Date Price Gain / loss
2018-06-12 HK$16.16M
Data sourced from Renavon.com