Switch unit
Floor
G/F A
1,760 ft²
G/F B
1,523 ft²
G/F C
1,182 ft²
G/F D
423 ft²
1/F A
1,945 ft²
1/F B
1,600 ft²
1/F C
1,087 ft²
1/F D
941 ft²
2/F A
1,945 ft²
2/F B
1,599 ft²
2/F C
1,127 ft²
2/F D
983 ft²
3/F A
1,945 ft²
3/F B
1,600 ft²
3/F C
1,127 ft²
3/F D
983 ft²
5/F A
1,945 ft²
5/F B
1,599 ft²
5/F C
1,127 ft²
5/F D
983 ft²
6/F A
1,945 ft²
6/F B
1,599 ft²
6/F C
1,127 ft²
6/F D
983 ft²
7/F A
1,935 ft²
7/F B
1,601 ft²
7/F C
1,103 ft²
7/F D
983 ft²
Crescira AVM · estimated value
● Medium confidence
HK$36.85M
≈ HK$18,945 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.05M, with repayments around HK$125,010/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$117,634
−HK$7,376/mo
▼ 0.25% · 3.875%
HK$121,293
−HK$3,717/mo
Today · 4.125%
HK$125,010
baseline
▲ 0.50% · 4.625%
HK$132,617
+HK$7,607/mo
Deposit HK$11.05M · loan HK$25.79M · min. income ≈ HK$250,020/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,566,063 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 1,945 ft²
- District
- Sai Kung District · New Territories East
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-29 | HK$39.13M | −40.0% |
| 2020-09-21 | HK$65.21M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Po Lam
≈ 21 min walk · 1,662 m
(quite far — consider other transport options)
Education
3
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km
Location
Other appraised units in this building
Data sourced from Renavon.com