Home Sai Kung District MOUNT PAVILIA TOWER 1

5/F B

Sai Kung District · New Territories East

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Floor

G/F A 1,760 ft² G/F B 1,523 ft² G/F C 1,182 ft² G/F D 423 ft² 1/F A 1,945 ft² 1/F B 1,600 ft² 1/F C 1,087 ft² 1/F D 941 ft² 2/F A 1,945 ft² 2/F B 1,599 ft² 2/F C 1,127 ft² 2/F D 983 ft² 3/F A 1,945 ft² 3/F B 1,600 ft² 3/F C 1,127 ft² 3/F D 983 ft² 5/F A 1,945 ft² 5/F B 1,599 ft² 5/F C 1,127 ft² 5/F D 983 ft² 6/F A 1,945 ft² 6/F B 1,599 ft² 6/F C 1,127 ft² 6/F D 983 ft² 7/F A 1,935 ft² 7/F B 1,601 ft² 7/F C 1,103 ft² 7/F D 983 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$26.05M

≈ HK$16,294 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.82M, with repayments around HK$88,387/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$83,171

−HK$5,216/mo

▼ 0.25% · 3.875%

HK$85,758

−HK$2,629/mo

Today · 4.125%

HK$88,387

baseline

▲ 0.50% · 4.625%

HK$93,765

+HK$5,378/mo

Deposit HK$7.82M · loan HK$18.24M · min. income ≈ HK$176,774/mo (50% DSR)

Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$1,107,263 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Po Lam Station

≈ 23 min walk · 1,787 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (3 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Everyday convenience — 3 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 5/F
Flat: B
Saleable Area: 1,599 Saleable ft²
District: Sai Kung District · New Territories East
School net (POA): 95

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-11-13	HK$22.70M	−18.9% 2.2y · −9.0%/yr	HK$14,188	—
2022-09-16	HK$28.00M	−20.8% 4.2y · −5.0%/yr	HK$17,500	—
2018-06-26	HK$35.34M	—	HK$22,103	—