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Crescira AVM · estimated value Medium confidence
HK$10.52M
≈ HK$14,507 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.16M, with repayments around HK$35,681/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$33,576
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,620
−HK$1,061/mo
Today · 4.125%
HK$35,681
baseline
▲ 0.50% · 4.625%
HK$37,852
+HK$2,171/mo

Deposit HK$3.16M · loan HK$7.36M · min. income ≈ HK$71,362/mo (50% DSR)

Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$394,407 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Po Lam Station
≈ 23 min walk · 1,764 m
Education
5
schools within 1 km (0 within 500 m)
Daily convenience
3
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Everyday convenience — 3 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
3/F
Flat
F
Saleable Area
725 Saleable ft²
District
Sai Kung District · New Territories East
School net (POA)
95

Transaction History

Date Price Gain / loss
2023-03-28 HK$12.08M −13.8%
5.6y · −2.0%/yr
2017-08-28 HK$14.01M
Data sourced from Renavon.com