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Floor
G/F A
674 ft²
G/F B
409 ft²
G/F C
681 ft²
G/F D
409 ft²
G/F E
674 ft²
1/F A
726 ft²
1/F B
457 ft²
1/F C
460 ft²
1/F D
460 ft²
1/F E
457 ft²
1/F F
726 ft²
2/F A
726 ft²
2/F B
457 ft²
2/F C
460 ft²
2/F D
460 ft²
2/F E
457 ft²
2/F F
726 ft²
3/F A
726 ft²
3/F B
457 ft²
3/F C
460 ft²
3/F D
460 ft²
3/F E
456 ft²
3/F F
725 ft²
Crescira AVM · estimated value
● Medium confidence
HK$6.50M
≈ HK$14,140 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$650K, with repayments around HK$28,371/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$26,697
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,528
−HK$843/mo
Today · 4.125%
HK$28,371
baseline
▲ 0.50% · 4.625%
HK$30,098
+HK$1,727/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$56,742/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$185,446 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Po Lam Station
≈ 23 min walk · 1,764 m
Education
3
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km
Location
Unit Information
- Floor
- 2/F
- Flat
- D
- Saleable Area
- 460 Saleable ft²
- District
- Sai Kung District · New Territories East
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-06-30 | HK$7.50M | — |
Other appraised units in this building
Data sourced from Renavon.com