▼ 0.50% · 3.625%
HK$15,749
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,239
−HK$498/mo
Today · 4.125%
HK$16,737
baseline
▲ 0.50% · 4.625%
HK$17,755
+HK$1,018/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,474/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,521
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,991
−HK$476/mo
Today · 4.125%
HK$18,467
baseline
▲ 0.50% · 4.625%
HK$19,441
+HK$974/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,934/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,324
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,863
−HK$547/mo
Today · 4.125%
HK$18,410
baseline
▲ 0.50% · 4.625%
HK$19,531
+HK$1,121/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$36,820/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,273
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,790
−HK$524/mo
Today · 4.125%
HK$20,314
baseline
▲ 0.50% · 4.625%
HK$21,385
+HK$1,071/mo
Deposit HK$3.11M · loan HK$3.80M · min. income ≈ HK$40,628/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,899
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,487
−HK$597/mo
Today · 4.125%
HK$20,084
baseline
▲ 0.50% · 4.625%
HK$21,306
+HK$1,222/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,168/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,025
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,589
−HK$572/mo
Today · 4.125%
HK$22,161
baseline
▲ 0.50% · 4.625%
HK$23,329
+HK$1,168/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,322/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,474
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,111
−HK$647/mo
Today · 4.125%
HK$21,758
baseline
▲ 0.50% · 4.625%
HK$23,082
+HK$1,324/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$43,516/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,777
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,388
−HK$620/mo
Today · 4.125%
HK$24,008
baseline
▲ 0.50% · 4.625%
HK$25,273
+HK$1,265/mo
Deposit HK$2.42M · loan HK$4.49M · min. income ≈ HK$48,016/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,049
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,735
−HK$696/mo
Today · 4.125%
HK$23,431
baseline
▲ 0.50% · 4.625%
HK$24,857
+HK$1,426/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,862/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,529
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,187
−HK$667/mo
Today · 4.125%
HK$25,854
baseline
▲ 0.50% · 4.625%
HK$27,217
+HK$1,363/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,708/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,624
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,359
−HK$746/mo
Today · 4.125%
HK$25,105
baseline
▲ 0.50% · 4.625%
HK$26,633
+HK$1,528/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$50,210/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,281
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,986
−HK$715/mo
Today · 4.125%
HK$27,701
baseline
▲ 0.50% · 4.625%
HK$29,161
+HK$1,460/mo
Deposit HK$1.73M · loan HK$5.18M · min. income ≈ HK$55,402/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,199
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,982
−HK$797/mo
Today · 4.125%
HK$26,779
baseline
▲ 0.50% · 4.625%
HK$28,408
+HK$1,629/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$53,558/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,033
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,785
−HK$763/mo
Today · 4.125%
HK$29,548
baseline
▲ 0.50% · 4.625%
HK$31,105
+HK$1,557/mo
Deposit HK$1.38M · loan HK$5.53M · min. income ≈ HK$59,096/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,774
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,606
−HK$847/mo
Today · 4.125%
HK$28,453
baseline
▲ 0.50% · 4.625%
HK$30,184
+HK$1,731/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$56,906/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,785
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,584
−HK$811/mo
Today · 4.125%
HK$31,395
baseline
▲ 0.50% · 4.625%
HK$33,049
+HK$1,654/mo
Deposit HK$1.04M · loan HK$5.87M · min. income ≈ HK$62,790/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,348
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,230
−HK$896/mo
Today · 4.125%
HK$30,126
baseline
▲ 0.50% · 4.625%
HK$31,959
+HK$1,833/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$60,252/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,537
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,383
−HK$858/mo
Today · 4.125%
HK$33,241
baseline
▲ 0.50% · 4.625%
HK$34,993
+HK$1,752/mo
Deposit HK$691K · loan HK$6.22M · min. income ≈ HK$66,482/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$207,203 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).