▼ 0.50% · 3.625%
HK$15,952
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,448
−HK$504/mo
Today · 4.125%
HK$16,952
baseline
▲ 0.50% · 4.625%
HK$17,984
+HK$1,032/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,904/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,746
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,222
−HK$483/mo
Today · 4.125%
HK$18,705
baseline
▲ 0.50% · 4.625%
HK$19,691
+HK$986/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,410/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,547
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,093
−HK$554/mo
Today · 4.125%
HK$18,647
baseline
▲ 0.50% · 4.625%
HK$19,782
+HK$1,135/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,294/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,521
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,044
−HK$531/mo
Today · 4.125%
HK$20,575
baseline
▲ 0.50% · 4.625%
HK$21,660
+HK$1,085/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,150/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,142
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,738
−HK$605/mo
Today · 4.125%
HK$20,343
baseline
▲ 0.50% · 4.625%
HK$21,580
+HK$1,237/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,686/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,295
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,867
−HK$579/mo
Today · 4.125%
HK$22,446
baseline
▲ 0.50% · 4.625%
HK$23,629
+HK$1,183/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,892/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,737
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,382
−HK$656/mo
Today · 4.125%
HK$22,038
baseline
▲ 0.50% · 4.625%
HK$23,379
+HK$1,341/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,076/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,070
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,689
−HK$627/mo
Today · 4.125%
HK$24,316
baseline
▲ 0.50% · 4.625%
HK$25,598
+HK$1,282/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,632/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,333
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,027
−HK$706/mo
Today · 4.125%
HK$23,733
baseline
▲ 0.50% · 4.625%
HK$25,177
+HK$1,444/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,466/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,845
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,511
−HK$676/mo
Today · 4.125%
HK$26,187
baseline
▲ 0.50% · 4.625%
HK$27,567
+HK$1,380/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,374/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,928
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,672
−HK$756/mo
Today · 4.125%
HK$25,428
baseline
▲ 0.50% · 4.625%
HK$26,975
+HK$1,547/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,856/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,619
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,333
−HK$724/mo
Today · 4.125%
HK$28,057
baseline
▲ 0.50% · 4.625%
HK$29,536
+HK$1,479/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,114/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,523
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,317
−HK$806/mo
Today · 4.125%
HK$27,123
baseline
▲ 0.50% · 4.625%
HK$28,774
+HK$1,651/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$54,246/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,394
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,155
−HK$773/mo
Today · 4.125%
HK$29,928
baseline
▲ 0.50% · 4.625%
HK$31,506
+HK$1,578/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$59,856/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,118
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,962
−HK$857/mo
Today · 4.125%
HK$28,819
baseline
▲ 0.50% · 4.625%
HK$30,572
+HK$1,753/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$57,638/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,169
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,978
−HK$820/mo
Today · 4.125%
HK$31,798
baseline
▲ 0.50% · 4.625%
HK$33,475
+HK$1,677/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$63,596/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,713
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,606
−HK$908/mo
Today · 4.125%
HK$30,514
baseline
▲ 0.50% · 4.625%
HK$32,370
+HK$1,856/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,028/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,943
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,800
−HK$869/mo
Today · 4.125%
HK$33,669
baseline
▲ 0.50% · 4.625%
HK$35,444
+HK$1,775/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$67,338/mo (50% DSR)
Upfront cash ≈ HK$909K (deposit + AVD stamp duty HK$209,869 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).