▼ 0.50% · 3.625%
HK$3,186
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,285
−HK$101/mo
Today · 4.125%
HK$3,386
baseline
▲ 0.50% · 4.625%
HK$3,592
+HK$206/mo
Deposit HK$699K · loan HK$699K · min. income ≈ HK$6,772/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,545
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,640
−HK$96/mo
Today · 4.125%
HK$3,736
baseline
▲ 0.50% · 4.625%
HK$3,933
+HK$197/mo
Deposit HK$699K · loan HK$699K · min. income ≈ HK$7,472/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,505
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,614
−HK$111/mo
Today · 4.125%
HK$3,725
baseline
▲ 0.50% · 4.625%
HK$3,951
+HK$226/mo
Deposit HK$629K · loan HK$769K · min. income ≈ HK$7,450/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,899
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,004
−HK$106/mo
Today · 4.125%
HK$4,110
baseline
▲ 0.50% · 4.625%
HK$4,327
+HK$217/mo
Deposit HK$629K · loan HK$769K · min. income ≈ HK$8,220/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,824
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,943
−HK$120/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,311
+HK$248/mo
Deposit HK$559K · loan HK$838K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,254
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,368
−HK$116/mo
Today · 4.125%
HK$4,484
baseline
▲ 0.50% · 4.625%
HK$4,720
+HK$236/mo
Deposit HK$559K · loan HK$838K · min. income ≈ HK$8,968/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,142
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,271
−HK$131/mo
Today · 4.125%
HK$4,402
baseline
▲ 0.50% · 4.625%
HK$4,670
+HK$268/mo
Deposit HK$489K · loan HK$908K · min. income ≈ HK$8,804/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,608
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,732
−HK$125/mo
Today · 4.125%
HK$4,857
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$256/mo
Deposit HK$489K · loan HK$908K · min. income ≈ HK$9,714/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,461
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,600
−HK$141/mo
Today · 4.125%
HK$4,741
baseline
▲ 0.50% · 4.625%
HK$5,029
+HK$288/mo
Deposit HK$419K · loan HK$978K · min. income ≈ HK$9,482/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,963
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,096
−HK$135/mo
Today · 4.125%
HK$5,231
baseline
▲ 0.50% · 4.625%
HK$5,506
+HK$275/mo
Deposit HK$419K · loan HK$978K · min. income ≈ HK$10,462/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,779
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,928
−HK$151/mo
Today · 4.125%
HK$5,079
baseline
▲ 0.50% · 4.625%
HK$5,388
+HK$309/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$10,158/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,317
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,460
−HK$144/mo
Today · 4.125%
HK$5,604
baseline
▲ 0.50% · 4.625%
HK$5,900
+HK$296/mo
Deposit HK$349K · loan HK$1.05M · min. income ≈ HK$11,208/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,098
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,257
−HK$161/mo
Today · 4.125%
HK$5,418
baseline
▲ 0.50% · 4.625%
HK$5,747
+HK$329/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$10,836/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,672
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,824
−HK$154/mo
Today · 4.125%
HK$5,978
baseline
▲ 0.50% · 4.625%
HK$6,293
+HK$315/mo
Deposit HK$279K · loan HK$1.12M · min. income ≈ HK$11,956/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,417
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,585
−HK$171/mo
Today · 4.125%
HK$5,756
baseline
▲ 0.50% · 4.625%
HK$6,107
+HK$351/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$11,512/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,026
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,188
−HK$164/mo
Today · 4.125%
HK$6,352
baseline
▲ 0.50% · 4.625%
HK$6,686
+HK$334/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$12,704/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,735
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,914
−HK$181/mo
Today · 4.125%
HK$6,095
baseline
▲ 0.50% · 4.625%
HK$6,466
+HK$371/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,190/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,381
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,552
−HK$173/mo
Today · 4.125%
HK$6,725
baseline
▲ 0.50% · 4.625%
HK$7,080
+HK$355/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,450/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).