▼ 0.50% · 3.625%
HK$4,126
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,254
−HK$131/mo
Today · 4.125%
HK$4,385
baseline
▲ 0.50% · 4.625%
HK$4,651
+HK$266/mo
Deposit HK$905K · loan HK$905K · min. income ≈ HK$8,770/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,590
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,713
−HK$125/mo
Today · 4.125%
HK$4,838
baseline
▲ 0.50% · 4.625%
HK$5,093
+HK$255/mo
Deposit HK$905K · loan HK$905K · min. income ≈ HK$9,676/mo (50% DSR)
Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,538
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$143/mo
Today · 4.125%
HK$4,823
baseline
▲ 0.50% · 4.625%
HK$5,116
+HK$293/mo
Deposit HK$814K · loan HK$995K · min. income ≈ HK$9,646/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$138/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,602
+HK$280/mo
Deposit HK$814K · loan HK$995K · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,951
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,105
−HK$156/mo
Today · 4.125%
HK$5,261
baseline
▲ 0.50% · 4.625%
HK$5,582
+HK$321/mo
Deposit HK$724K · loan HK$1.09M · min. income ≈ HK$10,522/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,508
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,656
−HK$149/mo
Today · 4.125%
HK$5,805
baseline
▲ 0.50% · 4.625%
HK$6,111
+HK$306/mo
Deposit HK$724K · loan HK$1.09M · min. income ≈ HK$11,610/mo (50% DSR)
Upfront cash ≈ HK$724K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,364
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,530
−HK$170/mo
Today · 4.125%
HK$5,700
baseline
▲ 0.50% · 4.625%
HK$6,047
+HK$347/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$11,400/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,967
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,127
−HK$162/mo
Today · 4.125%
HK$6,289
baseline
▲ 0.50% · 4.625%
HK$6,621
+HK$332/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$12,578/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,776
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,956
−HK$182/mo
Today · 4.125%
HK$6,138
baseline
▲ 0.50% · 4.625%
HK$6,512
+HK$374/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$12,276/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,426
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,598
−HK$175/mo
Today · 4.125%
HK$6,773
baseline
▲ 0.50% · 4.625%
HK$7,130
+HK$357/mo
Deposit HK$543K · loan HK$1.27M · min. income ≈ HK$13,546/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,189
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,381
−HK$196/mo
Today · 4.125%
HK$6,577
baseline
▲ 0.50% · 4.625%
HK$6,977
+HK$400/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$13,154/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,885
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,070
−HK$187/mo
Today · 4.125%
HK$7,257
baseline
▲ 0.50% · 4.625%
HK$7,639
+HK$382/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$14,514/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,601
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,807
−HK$208/mo
Today · 4.125%
HK$7,015
baseline
▲ 0.50% · 4.625%
HK$7,442
+HK$427/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$14,030/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,344
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,541
−HK$200/mo
Today · 4.125%
HK$7,741
baseline
▲ 0.50% · 4.625%
HK$8,149
+HK$408/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$15,482/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,014
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,232
−HK$222/mo
Today · 4.125%
HK$7,454
baseline
▲ 0.50% · 4.625%
HK$7,907
+HK$453/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$14,908/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,803
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,012
−HK$212/mo
Today · 4.125%
HK$8,224
baseline
▲ 0.50% · 4.625%
HK$8,658
+HK$434/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$16,448/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,426
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,657
−HK$235/mo
Today · 4.125%
HK$7,892
baseline
▲ 0.50% · 4.625%
HK$8,372
+HK$480/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,784/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,262
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,483
−HK$225/mo
Today · 4.125%
HK$8,708
baseline
▲ 0.50% · 4.625%
HK$9,167
+HK$459/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,416/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).