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Home Kwai Tsing District CHEUNG FAT ESTATE KING FAT HOUSE (BLOCK 1)

31/F 29

in CHEUNG FAT ESTATE KING FAT HOUSE (BLOCK 1)

Kwai Tsing District · New Territories West

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3/F 22 3/F 5 482 ft² 3/F 9 485 ft² 4/F 19 443 ft² 6/F 22 485 ft² 7/F 19 443 ft² 7/F 31 443 ft² 8/F 11 485 ft² 8/F 20 443 ft² 9/F 23 443 ft² 9/F 31 443 ft² 10/F 16 264 ft² 10/F 9 443 ft² 11/F 21 485 ft² 13/F 18 217 ft² 13/F 2 443 ft² 13/F 20 443 ft² 13/F 23 443 ft² 14/F 13 443 ft² 14/F 24 443 ft² 15/F 10 443 ft² 16/F 24 443 ft² 16/F 4 217 ft² 17/F 13 443 ft² 17/F 20 443 ft² 17/F 30 443 ft² 18/F 10 443 ft² 18/F 15 217 ft² 18/F 21 485 ft² 19/F 10 443 ft² 19/F 5 264 ft² 20/F 30 443 ft² 21/F 12 21/F 22 485 ft² 21/F 5 22/F 2 443 ft² 24/F 30 443 ft² 25/F 22 485 ft² 26/F 12 485 ft² 26/F 2 443 ft² 26/F 7 164 ft² 28/F 19 443 ft² 28/F 21 485 ft² 29/F 20 443 ft² 30/F 14 443 ft² 30/F 28 264 ft² 31/F 18 217 ft² 31/F 29 217 ft² 31/F 9 443 ft² 33/F 13 443 ft² 33/F 18 217 ft² 33/F 20 443 ft² 34/F 11 485 ft² 34/F 22 485 ft² 34/F 29 217 ft² 34/F 3 443 ft² 35/F 30 443 ft²
Crescira AVM · estimated value ● Medium confidence
HK$1.34M
≈ HK$6,177 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$134K, with repayments around HK$5,846/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$5,501
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,673
−HK$173/mo
Today · 4.125%
HK$5,846
baseline
▲ 0.50% · 4.625%
HK$6,202
+HK$356/mo

Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$11,692/mo (50% DSR)

Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Tsing Yi Station
≈ 7 min walk · 517 m
Education
59
schools within 1 km (20 within 500 m)
Daily convenience
34
within 1 km (11 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Tsing Yi Station Station.

Family-friendly — 59 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
31/F
Flat
29
Saleable Area
217 Saleable ft²
District
Kwai Tsing District · New Territories West
School net (POA)
66

Transaction History

Date Price Gain / loss
2025-12-05 HK$800K —

Other appraised units in this building

3/F 5
482 ft²
HK$2.61M
3/F 9
485 ft²
HK$2.64M
4/F 19
443 ft²
HK$2.42M
6/F 22
485 ft²
HK$2.68M
7/F 19
443 ft²
HK$2.40M
7/F 31
443 ft²
HK$2.41M
Data sourced from Renavon.com