▼ 0.50% · 3.625%
HK$15,508
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,990
−HK$490/mo
Today · 4.125%
HK$16,480
baseline
▲ 0.50% · 4.625%
HK$17,483
+HK$1,003/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,960/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,252
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,715
−HK$469/mo
Today · 4.125%
HK$18,184
baseline
▲ 0.50% · 4.625%
HK$19,143
+HK$959/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,368/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,059
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,589
−HK$539/mo
Today · 4.125%
HK$18,128
baseline
▲ 0.50% · 4.625%
HK$19,232
+HK$1,104/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,256/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,978
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,487
−HK$516/mo
Today · 4.125%
HK$20,003
baseline
▲ 0.50% · 4.625%
HK$21,057
+HK$1,054/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$40,006/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,609
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,188
−HK$588/mo
Today · 4.125%
HK$19,776
baseline
▲ 0.50% · 4.625%
HK$20,980
+HK$1,204/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,552/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,703
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,258
−HK$563/mo
Today · 4.125%
HK$21,821
baseline
▲ 0.50% · 4.625%
HK$22,972
+HK$1,151/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,642/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,160
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,787
−HK$638/mo
Today · 4.125%
HK$21,425
baseline
▲ 0.50% · 4.625%
HK$22,728
+HK$1,303/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,850/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,428
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,030
−HK$610/mo
Today · 4.125%
HK$23,640
baseline
▲ 0.50% · 4.625%
HK$24,886
+HK$1,246/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,280/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,711
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,386
−HK$687/mo
Today · 4.125%
HK$23,073
baseline
▲ 0.50% · 4.625%
HK$24,476
+HK$1,403/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,146/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,153
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,801
−HK$657/mo
Today · 4.125%
HK$25,458
baseline
▲ 0.50% · 4.625%
HK$26,800
+HK$1,342/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,916/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,262
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,985
−HK$736/mo
Today · 4.125%
HK$24,721
baseline
▲ 0.50% · 4.625%
HK$26,225
+HK$1,504/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,442/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,879
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,573
−HK$704/mo
Today · 4.125%
HK$27,277
baseline
▲ 0.50% · 4.625%
HK$28,715
+HK$1,438/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,554/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,813
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,584
−HK$785/mo
Today · 4.125%
HK$26,369
baseline
▲ 0.50% · 4.625%
HK$27,973
+HK$1,604/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,738/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,604
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,344
−HK$751/mo
Today · 4.125%
HK$29,095
baseline
▲ 0.50% · 4.625%
HK$30,629
+HK$1,534/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,190/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,363
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,184
−HK$833/mo
Today · 4.125%
HK$28,017
baseline
▲ 0.50% · 4.625%
HK$29,721
+HK$1,704/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$56,034/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,329
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,116
−HK$798/mo
Today · 4.125%
HK$30,914
baseline
▲ 0.50% · 4.625%
HK$32,543
+HK$1,629/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,828/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,914
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,783
−HK$882/mo
Today · 4.125%
HK$29,665
baseline
▲ 0.50% · 4.625%
HK$31,470
+HK$1,805/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,330/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,054
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,887
−HK$845/mo
Today · 4.125%
HK$32,732
baseline
▲ 0.50% · 4.625%
HK$34,457
+HK$1,725/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,464/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,029 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).