▼ 0.50% · 3.625%
HK$15,713
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,202
−HK$496/mo
Today · 4.125%
HK$16,698
baseline
▲ 0.50% · 4.625%
HK$17,714
+HK$1,016/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,396/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,480
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,949
−HK$476/mo
Today · 4.125%
HK$18,425
baseline
▲ 0.50% · 4.625%
HK$19,396
+HK$971/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,850/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,284
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,822
−HK$546/mo
Today · 4.125%
HK$18,368
baseline
▲ 0.50% · 4.625%
HK$19,486
+HK$1,118/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,736/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,228
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,744
−HK$523/mo
Today · 4.125%
HK$20,267
baseline
▲ 0.50% · 4.625%
HK$21,336
+HK$1,069/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,534/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,855
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,442
−HK$596/mo
Today · 4.125%
HK$20,038
baseline
▲ 0.50% · 4.625%
HK$21,257
+HK$1,219/mo
Deposit HK$2.76M · loan HK$4.13M · min. income ≈ HK$40,076/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,976
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,539
−HK$571/mo
Today · 4.125%
HK$22,110
baseline
▲ 0.50% · 4.625%
HK$23,275
+HK$1,165/mo
Deposit HK$2.76M · loan HK$4.13M · min. income ≈ HK$44,220/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,427
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,062
−HK$646/mo
Today · 4.125%
HK$21,708
baseline
▲ 0.50% · 4.625%
HK$23,028
+HK$1,320/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,416/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,725
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,334
−HK$618/mo
Today · 4.125%
HK$23,952
baseline
▲ 0.50% · 4.625%
HK$25,215
+HK$1,263/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,904/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,998
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,682
−HK$695/mo
Today · 4.125%
HK$23,377
baseline
▲ 0.50% · 4.625%
HK$24,800
+HK$1,423/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$46,754/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,473
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,129
−HK$666/mo
Today · 4.125%
HK$25,795
baseline
▲ 0.50% · 4.625%
HK$27,154
+HK$1,359/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$51,590/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,569
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,302
−HK$745/mo
Today · 4.125%
HK$25,047
baseline
▲ 0.50% · 4.625%
HK$26,571
+HK$1,524/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$50,094/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,221
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,924
−HK$713/mo
Today · 4.125%
HK$27,637
baseline
▲ 0.50% · 4.625%
HK$29,094
+HK$1,457/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$55,274/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,141
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,923
−HK$794/mo
Today · 4.125%
HK$26,717
baseline
▲ 0.50% · 4.625%
HK$28,343
+HK$1,626/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$53,434/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,969
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,719
−HK$761/mo
Today · 4.125%
HK$29,480
baseline
▲ 0.50% · 4.625%
HK$31,034
+HK$1,554/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$58,960/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,712
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,543
−HK$844/mo
Today · 4.125%
HK$28,387
baseline
▲ 0.50% · 4.625%
HK$30,114
+HK$1,727/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$56,774/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,717
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,514
−HK$808/mo
Today · 4.125%
HK$31,322
baseline
▲ 0.50% · 4.625%
HK$32,973
+HK$1,651/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$62,644/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,283
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,163
−HK$894/mo
Today · 4.125%
HK$30,057
baseline
▲ 0.50% · 4.625%
HK$31,886
+HK$1,829/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$60,114/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,465
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,309
−HK$856/mo
Today · 4.125%
HK$33,165
baseline
▲ 0.50% · 4.625%
HK$34,913
+HK$1,748/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$66,330/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,725 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).