▼ 0.50% · 3.625%
HK$15,413
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,893
−HK$487/mo
Today · 4.125%
HK$16,380
baseline
▲ 0.50% · 4.625%
HK$17,376
+HK$996/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,760/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,147
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,607
−HK$466/mo
Today · 4.125%
HK$18,073
baseline
▲ 0.50% · 4.625%
HK$19,026
+HK$953/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,146/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,954
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,482
−HK$536/mo
Today · 4.125%
HK$18,018
baseline
▲ 0.50% · 4.625%
HK$19,114
+HK$1,096/mo
Deposit HK$3.04M · loan HK$3.72M · min. income ≈ HK$36,036/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,862
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,368
−HK$513/mo
Today · 4.125%
HK$19,881
baseline
▲ 0.50% · 4.625%
HK$20,929
+HK$1,048/mo
Deposit HK$3.04M · loan HK$3.72M · min. income ≈ HK$39,762/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,496
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,071
−HK$585/mo
Today · 4.125%
HK$19,656
baseline
▲ 0.50% · 4.625%
HK$20,852
+HK$1,196/mo
Deposit HK$2.70M · loan HK$4.06M · min. income ≈ HK$39,312/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,576
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,128
−HK$560/mo
Today · 4.125%
HK$21,688
baseline
▲ 0.50% · 4.625%
HK$22,831
+HK$1,143/mo
Deposit HK$2.70M · loan HK$4.06M · min. income ≈ HK$43,376/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,037
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,660
−HK$634/mo
Today · 4.125%
HK$21,294
baseline
▲ 0.50% · 4.625%
HK$22,589
+HK$1,295/mo
Deposit HK$2.37M · loan HK$4.39M · min. income ≈ HK$42,588/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,291
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,889
−HK$606/mo
Today · 4.125%
HK$23,495
baseline
▲ 0.50% · 4.625%
HK$24,734
+HK$1,239/mo
Deposit HK$2.37M · loan HK$4.39M · min. income ≈ HK$46,990/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,578
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,250
−HK$682/mo
Today · 4.125%
HK$22,932
baseline
▲ 0.50% · 4.625%
HK$24,327
+HK$1,395/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$45,864/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,006
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,650
−HK$653/mo
Today · 4.125%
HK$25,303
baseline
▲ 0.50% · 4.625%
HK$26,636
+HK$1,333/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$50,606/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,120
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,839
−HK$731/mo
Today · 4.125%
HK$24,570
baseline
▲ 0.50% · 4.625%
HK$26,065
+HK$1,495/mo
Deposit HK$1.69M · loan HK$5.07M · min. income ≈ HK$49,140/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,720
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,410
−HK$700/mo
Today · 4.125%
HK$27,110
baseline
▲ 0.50% · 4.625%
HK$28,539
+HK$1,429/mo
Deposit HK$1.69M · loan HK$5.07M · min. income ≈ HK$54,220/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,661
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,428
−HK$779/mo
Today · 4.125%
HK$26,207
baseline
▲ 0.50% · 4.625%
HK$27,802
+HK$1,595/mo
Deposit HK$1.35M · loan HK$5.41M · min. income ≈ HK$52,414/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,435
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,171
−HK$746/mo
Today · 4.125%
HK$28,917
baseline
▲ 0.50% · 4.625%
HK$30,442
+HK$1,525/mo
Deposit HK$1.35M · loan HK$5.41M · min. income ≈ HK$57,834/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,202
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,017
−HK$828/mo
Today · 4.125%
HK$27,845
baseline
▲ 0.50% · 4.625%
HK$29,540
+HK$1,695/mo
Deposit HK$1.01M · loan HK$5.75M · min. income ≈ HK$55,690/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,150
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,932
−HK$793/mo
Today · 4.125%
HK$30,725
baseline
▲ 0.50% · 4.625%
HK$32,344
+HK$1,619/mo
Deposit HK$1.01M · loan HK$5.75M · min. income ≈ HK$61,450/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,744
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,607
−HK$876/mo
Today · 4.125%
HK$29,483
baseline
▲ 0.50% · 4.625%
HK$31,277
+HK$1,794/mo
Deposit HK$676K · loan HK$6.08M · min. income ≈ HK$58,966/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,865
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,692
−HK$840/mo
Today · 4.125%
HK$32,532
baseline
▲ 0.50% · 4.625%
HK$34,247
+HK$1,715/mo
Deposit HK$676K · loan HK$6.08M · min. income ≈ HK$65,064/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$202,782 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).