▼ 0.50% · 3.625%
HK$22,588
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,291
−HK$714/mo
Today · 4.125%
HK$24,005
baseline
▲ 0.50% · 4.625%
HK$25,465
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$48,010/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,129
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,803
−HK$684/mo
Today · 4.125%
HK$26,487
baseline
▲ 0.50% · 4.625%
HK$27,883
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,974/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,847
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,620
−HK$785/mo
Today · 4.125%
HK$26,405
baseline
▲ 0.50% · 4.625%
HK$28,012
+HK$1,607/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,810/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,642
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,383
−HK$752/mo
Today · 4.125%
HK$29,135
baseline
▲ 0.50% · 4.625%
HK$30,671
+HK$1,536/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,270/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,106
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,949
−HK$856/mo
Today · 4.125%
HK$28,805
baseline
▲ 0.50% · 4.625%
HK$30,558
+HK$1,753/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,610/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,155
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,964
−HK$820/mo
Today · 4.125%
HK$31,784
baseline
▲ 0.50% · 4.625%
HK$33,459
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,568/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,364
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,278
−HK$928/mo
Today · 4.125%
HK$31,206
baseline
▲ 0.50% · 4.625%
HK$33,105
+HK$1,899/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,412/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,668
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,544
−HK$889/mo
Today · 4.125%
HK$34,433
baseline
▲ 0.50% · 4.625%
HK$36,248
+HK$1,815/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,866/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,623
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,607
−HK$999/mo
Today · 4.125%
HK$33,606
baseline
▲ 0.50% · 4.625%
HK$35,651
+HK$2,045/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,212/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,181
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,124
−HK$957/mo
Today · 4.125%
HK$37,081
baseline
▲ 0.50% · 4.625%
HK$39,036
+HK$1,955/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,162/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,882
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,936
−HK$1,071/mo
Today · 4.125%
HK$36,007
baseline
▲ 0.50% · 4.625%
HK$38,198
+HK$2,191/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$72,014/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,693
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,704
−HK$1,026/mo
Today · 4.125%
HK$39,730
baseline
▲ 0.50% · 4.625%
HK$41,824
+HK$2,094/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,460/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,141
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,265
−HK$1,142/mo
Today · 4.125%
HK$38,407
baseline
▲ 0.50% · 4.625%
HK$40,744
+HK$2,337/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,814/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,206
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,285
−HK$1,094/mo
Today · 4.125%
HK$42,379
baseline
▲ 0.50% · 4.625%
HK$44,612
+HK$2,233/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,758/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,400
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,594
−HK$1,214/mo
Today · 4.125%
HK$40,808
baseline
▲ 0.50% · 4.625%
HK$43,291
+HK$2,483/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,616/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,719
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,865
−HK$1,162/mo
Today · 4.125%
HK$45,027
baseline
▲ 0.50% · 4.625%
HK$47,401
+HK$2,374/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,054/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,659
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,923
−HK$1,285/mo
Today · 4.125%
HK$43,208
baseline
▲ 0.50% · 4.625%
HK$45,837
+HK$2,629/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,416/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,232
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,445
−HK$1,231/mo
Today · 4.125%
HK$47,676
baseline
▲ 0.50% · 4.625%
HK$50,189
+HK$2,513/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,352/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,593 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).