▼ 0.50% · 3.625%
HK$20,695
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,339
−HK$654/mo
Today · 4.125%
HK$21,993
baseline
▲ 0.50% · 4.625%
HK$23,331
+HK$1,338/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,986/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,023
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,641
−HK$626/mo
Today · 4.125%
HK$24,267
baseline
▲ 0.50% · 4.625%
HK$25,547
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,534/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,765
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,473
−HK$720/mo
Today · 4.125%
HK$24,193
baseline
▲ 0.50% · 4.625%
HK$25,665
+HK$1,472/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,386/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,326
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,005
−HK$689/mo
Today · 4.125%
HK$26,694
baseline
▲ 0.50% · 4.625%
HK$28,101
+HK$1,407/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,388/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,835
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,607
−HK$785/mo
Today · 4.125%
HK$26,392
baseline
▲ 0.50% · 4.625%
HK$27,998
+HK$1,606/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,784/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,628
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,369
−HK$752/mo
Today · 4.125%
HK$29,121
baseline
▲ 0.50% · 4.625%
HK$30,656
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,242/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,904
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,741
−HK$850/mo
Today · 4.125%
HK$28,591
baseline
▲ 0.50% · 4.625%
HK$30,331
+HK$1,740/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,182/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,931
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,733
−HK$815/mo
Today · 4.125%
HK$31,548
baseline
▲ 0.50% · 4.625%
HK$33,210
+HK$1,662/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,096/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,974
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,875
−HK$916/mo
Today · 4.125%
HK$30,791
baseline
▲ 0.50% · 4.625%
HK$32,664
+HK$1,873/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,582/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,233
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,097
−HK$877/mo
Today · 4.125%
HK$33,974
baseline
▲ 0.50% · 4.625%
HK$35,765
+HK$1,791/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,948/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,043
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,009
−HK$981/mo
Today · 4.125%
HK$32,990
baseline
▲ 0.50% · 4.625%
HK$34,997
+HK$2,007/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$65,980/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,535
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,461
−HK$940/mo
Today · 4.125%
HK$36,401
baseline
▲ 0.50% · 4.625%
HK$38,320
+HK$1,919/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,802/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,113
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,143
−HK$1,046/mo
Today · 4.125%
HK$35,189
baseline
▲ 0.50% · 4.625%
HK$37,330
+HK$2,141/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$70,378/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,838
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,826
−HK$1,002/mo
Today · 4.125%
HK$38,828
baseline
▲ 0.50% · 4.625%
HK$40,874
+HK$2,046/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$77,656/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,182
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,277
−HK$1,111/mo
Today · 4.125%
HK$37,388
baseline
▲ 0.50% · 4.625%
HK$39,663
+HK$2,275/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,776/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,140
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,190
−HK$1,064/mo
Today · 4.125%
HK$41,254
baseline
▲ 0.50% · 4.625%
HK$43,429
+HK$2,175/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,508/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,252
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,411
−HK$1,177/mo
Today · 4.125%
HK$39,588
baseline
▲ 0.50% · 4.625%
HK$41,997
+HK$2,409/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,176/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,442
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,554
−HK$1,127/mo
Today · 4.125%
HK$43,681
baseline
▲ 0.50% · 4.625%
HK$45,984
+HK$2,303/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,362/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,593 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).