▼ 0.50% · 3.625%
HK$20,939
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,591
−HK$661/mo
Today · 4.125%
HK$22,252
baseline
▲ 0.50% · 4.625%
HK$23,606
+HK$1,354/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,504/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,295
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,920
−HK$633/mo
Today · 4.125%
HK$24,553
baseline
▲ 0.50% · 4.625%
HK$25,848
+HK$1,295/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,106/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,033
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,750
−HK$728/mo
Today · 4.125%
HK$24,478
baseline
▲ 0.50% · 4.625%
HK$25,967
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,956/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,624
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,312
−HK$697/mo
Today · 4.125%
HK$27,009
baseline
▲ 0.50% · 4.625%
HK$28,432
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,018/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,127
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,909
−HK$794/mo
Today · 4.125%
HK$26,703
baseline
▲ 0.50% · 4.625%
HK$28,328
+HK$1,625/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,406/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,954
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,704
−HK$760/mo
Today · 4.125%
HK$29,464
baseline
▲ 0.50% · 4.625%
HK$31,017
+HK$1,553/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,928/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,221
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,068
−HK$860/mo
Today · 4.125%
HK$28,928
baseline
▲ 0.50% · 4.625%
HK$30,688
+HK$1,760/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$57,856/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,283
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,095
−HK$824/mo
Today · 4.125%
HK$31,919
baseline
▲ 0.50% · 4.625%
HK$33,602
+HK$1,683/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$63,838/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,315
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,227
−HK$926/mo
Today · 4.125%
HK$31,153
baseline
▲ 0.50% · 4.625%
HK$33,049
+HK$1,896/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$62,306/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,613
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,487
−HK$888/mo
Today · 4.125%
HK$34,375
baseline
▲ 0.50% · 4.625%
HK$36,187
+HK$1,812/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$68,750/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,409
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,386
−HK$993/mo
Today · 4.125%
HK$33,379
baseline
▲ 0.50% · 4.625%
HK$35,410
+HK$2,031/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,758/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,942
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,879
−HK$951/mo
Today · 4.125%
HK$36,830
baseline
▲ 0.50% · 4.625%
HK$38,771
+HK$1,941/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,660/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,503
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,545
−HK$1,059/mo
Today · 4.125%
HK$35,604
baseline
▲ 0.50% · 4.625%
HK$37,770
+HK$2,166/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,208/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,272
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,271
−HK$1,014/mo
Today · 4.125%
HK$39,285
baseline
▲ 0.50% · 4.625%
HK$41,356
+HK$2,071/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,570/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,597
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,704
−HK$1,125/mo
Today · 4.125%
HK$37,829
baseline
▲ 0.50% · 4.625%
HK$40,131
+HK$2,302/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,658/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,601
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,663
−HK$1,078/mo
Today · 4.125%
HK$41,741
baseline
▲ 0.50% · 4.625%
HK$43,941
+HK$2,200/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,482/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,691
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,863
−HK$1,191/mo
Today · 4.125%
HK$40,054
baseline
▲ 0.50% · 4.625%
HK$42,492
+HK$2,438/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,108/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,931
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,055
−HK$1,141/mo
Today · 4.125%
HK$44,196
baseline
▲ 0.50% · 4.625%
HK$46,526
+HK$2,330/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,392/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,291 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).