▼ 0.50% · 3.625%
HK$21,076
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,731
−HK$666/mo
Today · 4.125%
HK$22,397
baseline
▲ 0.50% · 4.625%
HK$23,760
+HK$1,363/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$44,794/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,446
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,075
−HK$638/mo
Today · 4.125%
HK$24,713
baseline
▲ 0.50% · 4.625%
HK$26,016
+HK$1,303/mo
Deposit HK$4.62M · loan HK$4.62M · min. income ≈ HK$49,426/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,183
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,904
−HK$733/mo
Today · 4.125%
HK$24,637
baseline
▲ 0.50% · 4.625%
HK$26,136
+HK$1,499/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$49,274/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,791
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,483
−HK$702/mo
Today · 4.125%
HK$27,185
baseline
▲ 0.50% · 4.625%
HK$28,617
+HK$1,432/mo
Deposit HK$4.16M · loan HK$5.08M · min. income ≈ HK$54,370/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,291
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,077
−HK$800/mo
Today · 4.125%
HK$26,877
baseline
▲ 0.50% · 4.625%
HK$28,512
+HK$1,635/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$53,754/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,136
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,890
−HK$766/mo
Today · 4.125%
HK$29,656
baseline
▲ 0.50% · 4.625%
HK$31,219
+HK$1,563/mo
Deposit HK$3.70M · loan HK$5.55M · min. income ≈ HK$59,312/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,398
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,251
−HK$865/mo
Today · 4.125%
HK$29,116
baseline
▲ 0.50% · 4.625%
HK$30,888
+HK$1,772/mo
Deposit HK$3.23M · loan HK$6.01M · min. income ≈ HK$58,232/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,480
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,298
−HK$829/mo
Today · 4.125%
HK$32,127
baseline
▲ 0.50% · 4.625%
HK$33,821
+HK$1,694/mo
Deposit HK$3.23M · loan HK$6.01M · min. income ≈ HK$64,254/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,506
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,424
−HK$932/mo
Today · 4.125%
HK$31,356
baseline
▲ 0.50% · 4.625%
HK$33,264
+HK$1,908/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$62,712/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,825
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,705
−HK$893/mo
Today · 4.125%
HK$34,598
baseline
▲ 0.50% · 4.625%
HK$36,422
+HK$1,824/mo
Deposit HK$2.77M · loan HK$6.47M · min. income ≈ HK$69,196/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,613
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,597
−HK$999/mo
Today · 4.125%
HK$33,596
baseline
▲ 0.50% · 4.625%
HK$35,640
+HK$2,044/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$67,192/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,170
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,113
−HK$957/mo
Today · 4.125%
HK$37,070
baseline
▲ 0.50% · 4.625%
HK$39,024
+HK$1,954/mo
Deposit HK$2.31M · loan HK$6.93M · min. income ≈ HK$74,140/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,721
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,770
−HK$1,066/mo
Today · 4.125%
HK$35,836
baseline
▲ 0.50% · 4.625%
HK$38,016
+HK$2,180/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$71,672/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,514
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,520
−HK$1,021/mo
Today · 4.125%
HK$39,541
baseline
▲ 0.50% · 4.625%
HK$41,625
+HK$2,084/mo
Deposit HK$1.85M · loan HK$7.39M · min. income ≈ HK$79,082/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,829
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,943
−HK$1,132/mo
Today · 4.125%
HK$38,075
baseline
▲ 0.50% · 4.625%
HK$40,392
+HK$2,317/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$76,150/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,859
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,928
−HK$1,084/mo
Today · 4.125%
HK$42,012
baseline
▲ 0.50% · 4.625%
HK$44,227
+HK$2,215/mo
Deposit HK$1.39M · loan HK$7.86M · min. income ≈ HK$84,024/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,936
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,116
−HK$1,199/mo
Today · 4.125%
HK$40,315
baseline
▲ 0.50% · 4.625%
HK$42,768
+HK$2,453/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$80,630/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,204
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,336
−HK$1,148/mo
Today · 4.125%
HK$44,484
baseline
▲ 0.50% · 4.625%
HK$46,829
+HK$2,345/mo
Deposit HK$924K · loan HK$8.32M · min. income ≈ HK$88,968/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$294,268 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).