▼ 0.50% · 3.625%
HK$20,892
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,541
−HK$661/mo
Today · 4.125%
HK$22,202
baseline
▲ 0.50% · 4.625%
HK$23,553
+HK$1,351/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,404/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,242
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,865
−HK$632/mo
Today · 4.125%
HK$24,497
baseline
▲ 0.50% · 4.625%
HK$25,789
+HK$1,292/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,994/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,981
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,696
−HK$726/mo
Today · 4.125%
HK$24,422
baseline
▲ 0.50% · 4.625%
HK$25,908
+HK$1,486/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$48,844/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,566
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,251
−HK$696/mo
Today · 4.125%
HK$26,947
baseline
▲ 0.50% · 4.625%
HK$28,367
+HK$1,420/mo
Deposit HK$4.12M · loan HK$5.04M · min. income ≈ HK$53,894/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,070
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,850
−HK$792/mo
Today · 4.125%
HK$26,642
baseline
▲ 0.50% · 4.625%
HK$28,263
+HK$1,621/mo
Deposit HK$3.66M · loan HK$5.50M · min. income ≈ HK$53,284/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,890
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,638
−HK$759/mo
Today · 4.125%
HK$29,397
baseline
▲ 0.50% · 4.625%
HK$30,946
+HK$1,549/mo
Deposit HK$3.66M · loan HK$5.50M · min. income ≈ HK$58,794/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,159
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,004
−HK$858/mo
Today · 4.125%
HK$28,862
baseline
▲ 0.50% · 4.625%
HK$30,618
+HK$1,756/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,724/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,214
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,024
−HK$823/mo
Today · 4.125%
HK$31,847
baseline
▲ 0.50% · 4.625%
HK$33,525
+HK$1,678/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,694/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,248
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,158
−HK$924/mo
Today · 4.125%
HK$31,082
baseline
▲ 0.50% · 4.625%
HK$32,974
+HK$1,892/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,164/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,538
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,411
−HK$885/mo
Today · 4.125%
HK$34,296
baseline
▲ 0.50% · 4.625%
HK$36,104
+HK$1,808/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,592/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,337
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,312
−HK$990/mo
Today · 4.125%
HK$33,302
baseline
▲ 0.50% · 4.625%
HK$35,329
+HK$2,027/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$66,604/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,862
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,797
−HK$949/mo
Today · 4.125%
HK$36,746
baseline
▲ 0.50% · 4.625%
HK$38,683
+HK$1,937/mo
Deposit HK$2.29M · loan HK$6.87M · min. income ≈ HK$73,492/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,426
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,466
−HK$1,057/mo
Today · 4.125%
HK$35,523
baseline
▲ 0.50% · 4.625%
HK$37,684
+HK$2,161/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,046/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,187
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,184
−HK$1,012/mo
Today · 4.125%
HK$39,196
baseline
▲ 0.50% · 4.625%
HK$41,262
+HK$2,066/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,392/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,516
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$36,620
−HK$1,123/mo
Today · 4.125%
HK$37,743
baseline
▲ 0.50% · 4.625%
HK$40,039
+HK$2,296/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$75,486/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,511
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,570
−HK$1,075/mo
Today · 4.125%
HK$41,645
baseline
▲ 0.50% · 4.625%
HK$43,841
+HK$2,196/mo
Deposit HK$1.37M · loan HK$7.79M · min. income ≈ HK$83,290/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,605
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$38,775
−HK$1,188/mo
Today · 4.125%
HK$39,963
baseline
▲ 0.50% · 4.625%
HK$42,395
+HK$2,432/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$79,926/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,835
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$42,957
−HK$1,138/mo
Today · 4.125%
HK$44,095
baseline
▲ 0.50% · 4.625%
HK$46,419
+HK$2,324/mo
Deposit HK$916K · loan HK$8.25M · min. income ≈ HK$88,190/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,193 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).