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At today's rate and a 90% mortgage, the deposit on this unit is about HK$690K, with repayments around HK$30,112/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,224/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$207,108 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- H
- Saleable Area
- 516 Saleable ft²
- Gross Area
- 683 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-26 | HK$6.95M | +34.2% 1.4y |
| 2025-01-27 | HK$5.18M | −28.1% 4.3y · −6.0%/yr |
| 2020-10-09 | HK$7.20M | +53.5% 6.3y · 9.0%/yr |
| 2014-07-03 | HK$4.69M | +36.7% |
| 2012-04-17 | HK$3.43M | +64.9% |
| 2009-06-19 | HK$2.08M | −1.0% |
| 2008-08-15 | HK$2.10M | +84.2% |
| 2003-08-14 | HK$1.14M | — |