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At today's rate and a 90% mortgage, the deposit on this unit is about HK$613K, with repayments around HK$26,732/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$613K · loan HK$5.52M · min. income ≈ HK$53,464/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$147,869 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- F
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 525 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-20 | HK$5.15M | −18.3% 5.3y · −3.0%/yr |
| 2019-12-02 | HK$6.30M | +250.0% 10.5y · 24.0%/yr |
| 2009-06-15 | HK$1.80M | +13.2% |
| 2007-11-07 | HK$1.59M | +11.2% |
| 2004-11-03 | HK$1.43M | +27.7% |
| 2004-01-30 | HK$1.12M | — |