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At today's rate and a 90% mortgage, the deposit on this unit is about HK$575K, with repayments around HK$25,082/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$575K · loan HK$5.18M · min. income ≈ HK$50,164/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$129,383 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 527 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-12-27 | HK$4.90M | +22.5% 6.9y · 3.0%/yr |
| 2017-01-13 | HK$4.00M | +108.3% 2.5y · 1.0%/yr |
| 2009-09-09 | HK$1.92M | +30.6% |
| 2006-12-08 | HK$1.47M | +79.3% |
| 2003-08-21 | HK$820K | +0.0% |
| 2003-08-18 | HK$820K | — |