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At today's rate and a 90% mortgage, the deposit on this unit is about HK$625K, with repayments around HK$27,282/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$625K · loan HK$5.63M · min. income ≈ HK$54,564/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$160,473 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 35/F
- Flat
- G
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 525 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-06 | HK$5.23M | +13.0% 8.0y · 2.0%/yr |
| 2016-08-17 | HK$4.63M | +59.7% 4.4y · 13.0%/yr |
| 2012-03-13 | HK$2.90M | +23.9% |
| 2010-07-13 | HK$2.34M | +8.3% |
| 2010-01-25 | HK$2.16M | +4.3% |
| 2009-12-10 | HK$2.07M | +21.8% |
| 2009-02-13 | HK$1.70M | −12.8% |
| 2008-05-22 | HK$1.95M | +12.1% |
| 2005-05-12 | HK$1.74M | +20.8% |
| 2004-04-15 | HK$1.44M | +20.0% |
| 2004-01-13 | HK$1.20M | — |