▼ 0.50% · 3.625%
HK$21,290
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,953
−HK$672/mo
Today · 4.125%
HK$22,625
baseline
▲ 0.50% · 4.625%
HK$24,002
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,250/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,685
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,321
−HK$644/mo
Today · 4.125%
HK$24,965
baseline
▲ 0.50% · 4.625%
HK$26,281
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,930/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,419
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,148
−HK$740/mo
Today · 4.125%
HK$24,888
baseline
▲ 0.50% · 4.625%
HK$26,402
+HK$1,514/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,776/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,054
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,753
−HK$708/mo
Today · 4.125%
HK$27,461
baseline
▲ 0.50% · 4.625%
HK$28,909
+HK$1,448/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,922/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,548
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,343
−HK$808/mo
Today · 4.125%
HK$27,151
baseline
▲ 0.50% · 4.625%
HK$28,803
+HK$1,652/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,302/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,422
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,185
−HK$773/mo
Today · 4.125%
HK$29,958
baseline
▲ 0.50% · 4.625%
HK$31,537
+HK$1,579/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,916/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,678
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,538
−HK$875/mo
Today · 4.125%
HK$29,413
baseline
▲ 0.50% · 4.625%
HK$31,203
+HK$1,790/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,826/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,791
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,617
−HK$837/mo
Today · 4.125%
HK$32,454
baseline
▲ 0.50% · 4.625%
HK$34,165
+HK$1,711/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,908/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,807
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,734
−HK$942/mo
Today · 4.125%
HK$31,676
baseline
▲ 0.50% · 4.625%
HK$33,603
+HK$1,927/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,352/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,159
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,049
−HK$902/mo
Today · 4.125%
HK$34,951
baseline
▲ 0.50% · 4.625%
HK$36,793
+HK$1,842/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,902/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,936
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,929
−HK$1,009/mo
Today · 4.125%
HK$33,938
baseline
▲ 0.50% · 4.625%
HK$36,003
+HK$2,065/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,876/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,528
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,481
−HK$966/mo
Today · 4.125%
HK$37,447
baseline
▲ 0.50% · 4.625%
HK$39,421
+HK$1,974/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,894/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,065
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,124
−HK$1,077/mo
Today · 4.125%
HK$36,201
baseline
▲ 0.50% · 4.625%
HK$38,404
+HK$2,203/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,402/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,897
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,913
−HK$1,031/mo
Today · 4.125%
HK$39,944
baseline
▲ 0.50% · 4.625%
HK$42,050
+HK$2,106/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,888/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,194
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,320
−HK$1,143/mo
Today · 4.125%
HK$38,463
baseline
▲ 0.50% · 4.625%
HK$40,804
+HK$2,341/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,926/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,265
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,345
−HK$1,095/mo
Today · 4.125%
HK$42,440
baseline
▲ 0.50% · 4.625%
HK$44,678
+HK$2,238/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,880/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,323
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,515
−HK$1,211/mo
Today · 4.125%
HK$40,726
baseline
▲ 0.50% · 4.625%
HK$43,204
+HK$2,478/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$81,452/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,634
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,777
−HK$1,160/mo
Today · 4.125%
HK$44,937
baseline
▲ 0.50% · 4.625%
HK$47,306
+HK$2,369/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$89,874/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,685 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).