▼ 0.50% · 3.625%
HK$14,903
−HK$935/mo
▼ 0.25% · 3.875%
HK$15,367
−HK$471/mo
Today · 4.125%
HK$15,838
baseline
▲ 0.50% · 4.625%
HK$16,802
+HK$964/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,676/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,580
−HK$896/mo
▼ 0.25% · 3.875%
HK$17,024
−HK$452/mo
Today · 4.125%
HK$17,476
baseline
▲ 0.50% · 4.625%
HK$18,397
+HK$921/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$34,952/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,394
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,904
−HK$518/mo
Today · 4.125%
HK$17,422
baseline
▲ 0.50% · 4.625%
HK$18,482
+HK$1,060/mo
Deposit HK$2.94M · loan HK$3.59M · min. income ≈ HK$34,844/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,238
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,727
−HK$496/mo
Today · 4.125%
HK$19,223
baseline
▲ 0.50% · 4.625%
HK$20,236
+HK$1,013/mo
Deposit HK$2.94M · loan HK$3.59M · min. income ≈ HK$38,446/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,884
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,440
−HK$565/mo
Today · 4.125%
HK$19,005
baseline
▲ 0.50% · 4.625%
HK$20,162
+HK$1,157/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$38,010/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,896
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,429
−HK$542/mo
Today · 4.125%
HK$20,971
baseline
▲ 0.50% · 4.625%
HK$22,076
+HK$1,105/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$41,942/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,374
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,977
−HK$612/mo
Today · 4.125%
HK$20,589
baseline
▲ 0.50% · 4.625%
HK$21,842
+HK$1,253/mo
Deposit HK$2.29M · loan HK$4.25M · min. income ≈ HK$41,178/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,554
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,132
−HK$586/mo
Today · 4.125%
HK$22,718
baseline
▲ 0.50% · 4.625%
HK$23,916
+HK$1,198/mo
Deposit HK$2.29M · loan HK$4.25M · min. income ≈ HK$45,436/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,865
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,514
−HK$659/mo
Today · 4.125%
HK$22,173
baseline
▲ 0.50% · 4.625%
HK$23,522
+HK$1,349/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,346/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,212
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,834
−HK$632/mo
Today · 4.125%
HK$24,466
baseline
▲ 0.50% · 4.625%
HK$25,755
+HK$1,289/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$48,932/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,355
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,050
−HK$707/mo
Today · 4.125%
HK$23,757
baseline
▲ 0.50% · 4.625%
HK$25,202
+HK$1,445/mo
Deposit HK$1.63M · loan HK$4.90M · min. income ≈ HK$47,514/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,870
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,537
−HK$676/mo
Today · 4.125%
HK$26,213
baseline
▲ 0.50% · 4.625%
HK$27,595
+HK$1,382/mo
Deposit HK$1.63M · loan HK$4.90M · min. income ≈ HK$52,426/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,845
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,587
−HK$754/mo
Today · 4.125%
HK$25,341
baseline
▲ 0.50% · 4.625%
HK$26,883
+HK$1,542/mo
Deposit HK$1.31M · loan HK$5.23M · min. income ≈ HK$50,682/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,528
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,239
−HK$722/mo
Today · 4.125%
HK$27,961
baseline
▲ 0.50% · 4.625%
HK$29,435
+HK$1,474/mo
Deposit HK$1.31M · loan HK$5.23M · min. income ≈ HK$55,922/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,336
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,124
−HK$800/mo
Today · 4.125%
HK$26,924
baseline
▲ 0.50% · 4.625%
HK$28,563
+HK$1,639/mo
Deposit HK$980K · loan HK$5.56M · min. income ≈ HK$53,848/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,186
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,942
−HK$766/mo
Today · 4.125%
HK$29,708
baseline
▲ 0.50% · 4.625%
HK$31,274
+HK$1,566/mo
Deposit HK$980K · loan HK$5.56M · min. income ≈ HK$59,416/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,826
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,660
−HK$848/mo
Today · 4.125%
HK$28,508
baseline
▲ 0.50% · 4.625%
HK$30,243
+HK$1,735/mo
Deposit HK$654K · loan HK$5.88M · min. income ≈ HK$57,016/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,844
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,644
−HK$812/mo
Today · 4.125%
HK$31,456
baseline
▲ 0.50% · 4.625%
HK$33,114
+HK$1,658/mo
Deposit HK$654K · loan HK$5.88M · min. income ≈ HK$62,912/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$188,582 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).