Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$927K, with repayments around HK$40,452/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$927K · loan HK$8.35M · min. income ≈ HK$80,904/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$297,399 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Yuen Long Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- B
- Saleable Area
- 637 Saleable ft²
- Gross Area
- 821 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-18 | HK$7.27M | −21.0% 5.5y · −4.0%/yr |
| 2019-05-09 | HK$9.20M | +23.0% 2.6y · 9.0%/yr |
| 2016-10-04 | HK$7.48M | +252.8% 13.0y · 19.0%/yr |
| 2003-10-15 | HK$2.12M | — |