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At today's rate and a 90% mortgage, the deposit on this unit is about HK$955K, with repayments around HK$41,636/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$83,272/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,539 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Yuen Long Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- B
- Saleable Area
- 637 Saleable ft²
- Gross Area
- 821 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-02-23 | HK$8.48M | −13.3% 3.5y · −4.0%/yr |
| 2020-08-18 | HK$9.78M | +8.7% 3.3y · 3.0%/yr |
| 2017-05-18 | HK$9.00M | +67.3% 5.0y · 13.0%/yr |
| 2012-05-23 | HK$5.38M | +25.1% |
| 2010-06-04 | HK$4.30M | +100.0% |
| 2003-09-27 | HK$2.15M | — |