▼ 0.50% · 3.625%
HK$22,064
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,751
−HK$697/mo
Today · 4.125%
HK$23,448
baseline
▲ 0.50% · 4.625%
HK$24,875
+HK$1,427/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,896/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,546
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,205
−HK$668/mo
Today · 4.125%
HK$25,873
baseline
▲ 0.50% · 4.625%
HK$27,236
+HK$1,363/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,746/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,271
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,026
−HK$767/mo
Today · 4.125%
HK$25,793
baseline
▲ 0.50% · 4.625%
HK$27,362
+HK$1,569/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,586/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,001
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,725
−HK$735/mo
Today · 4.125%
HK$28,460
baseline
▲ 0.50% · 4.625%
HK$29,960
+HK$1,500/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,920/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,477
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,301
−HK$837/mo
Today · 4.125%
HK$28,138
baseline
▲ 0.50% · 4.625%
HK$29,850
+HK$1,712/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,276/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,456
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,246
−HK$801/mo
Today · 4.125%
HK$31,047
baseline
▲ 0.50% · 4.625%
HK$32,684
+HK$1,637/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,094/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,684
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,576
−HK$906/mo
Today · 4.125%
HK$30,482
baseline
▲ 0.50% · 4.625%
HK$32,337
+HK$1,855/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$60,964/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,910
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,766
−HK$868/mo
Today · 4.125%
HK$33,634
baseline
▲ 0.50% · 4.625%
HK$35,407
+HK$1,773/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$67,268/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,890
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,851
−HK$976/mo
Today · 4.125%
HK$32,827
baseline
▲ 0.50% · 4.625%
HK$34,825
+HK$1,998/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,654/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,365
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,287
−HK$935/mo
Today · 4.125%
HK$36,222
baseline
▲ 0.50% · 4.625%
HK$38,131
+HK$1,909/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,444/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,097
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,126
−HK$1,046/mo
Today · 4.125%
HK$35,172
baseline
▲ 0.50% · 4.625%
HK$37,312
+HK$2,140/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,344/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,820
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,807
−HK$1,002/mo
Today · 4.125%
HK$38,809
baseline
▲ 0.50% · 4.625%
HK$40,854
+HK$2,045/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,618/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,303
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,401
−HK$1,116/mo
Today · 4.125%
HK$37,517
baseline
▲ 0.50% · 4.625%
HK$39,800
+HK$2,283/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$75,034/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,274
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,327
−HK$1,069/mo
Today · 4.125%
HK$41,396
baseline
▲ 0.50% · 4.625%
HK$43,578
+HK$2,182/mo
Deposit HK$1.94M · loan HK$7.74M · min. income ≈ HK$82,792/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,509
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,676
−HK$1,186/mo
Today · 4.125%
HK$39,862
baseline
▲ 0.50% · 4.625%
HK$42,287
+HK$2,425/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,724/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,729
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,848
−HK$1,135/mo
Today · 4.125%
HK$43,983
baseline
▲ 0.50% · 4.625%
HK$46,302
+HK$2,319/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,966/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,716
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,951
−HK$1,255/mo
Today · 4.125%
HK$42,206
baseline
▲ 0.50% · 4.625%
HK$44,775
+HK$2,569/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$84,412/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,183
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,368
−HK$1,203/mo
Today · 4.125%
HK$46,571
baseline
▲ 0.50% · 4.625%
HK$49,025
+HK$2,454/mo
Deposit HK$968K · loan HK$8.71M · min. income ≈ HK$93,142/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$337,626 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).