▼ 0.50% · 3.625%
HK$21,995
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,679
−HK$696/mo
Today · 4.125%
HK$23,375
baseline
▲ 0.50% · 4.625%
HK$24,797
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,750/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,470
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,126
−HK$666/mo
Today · 4.125%
HK$25,792
baseline
▲ 0.50% · 4.625%
HK$27,151
+HK$1,359/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,584/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,195
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,947
−HK$765/mo
Today · 4.125%
HK$25,712
baseline
▲ 0.50% · 4.625%
HK$27,277
+HK$1,565/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,424/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,916
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,638
−HK$733/mo
Today · 4.125%
HK$28,371
baseline
▲ 0.50% · 4.625%
HK$29,866
+HK$1,495/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,742/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,394
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,215
−HK$834/mo
Today · 4.125%
HK$28,049
baseline
▲ 0.50% · 4.625%
HK$29,756
+HK$1,707/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,098/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,363
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,151
−HK$799/mo
Today · 4.125%
HK$30,950
baseline
▲ 0.50% · 4.625%
HK$32,581
+HK$1,631/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,900/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,594
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,483
−HK$904/mo
Today · 4.125%
HK$30,387
baseline
▲ 0.50% · 4.625%
HK$32,236
+HK$1,849/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$60,774/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,810
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,663
−HK$866/mo
Today · 4.125%
HK$33,529
baseline
▲ 0.50% · 4.625%
HK$35,296
+HK$1,767/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$67,058/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,793
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,751
−HK$973/mo
Today · 4.125%
HK$32,724
baseline
▲ 0.50% · 4.625%
HK$34,716
+HK$1,992/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,448/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,257
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,176
−HK$932/mo
Today · 4.125%
HK$36,108
baseline
▲ 0.50% · 4.625%
HK$38,011
+HK$1,903/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,216/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,993
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,019
−HK$1,043/mo
Today · 4.125%
HK$35,062
baseline
▲ 0.50% · 4.625%
HK$37,195
+HK$2,133/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,124/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,704
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,689
−HK$998/mo
Today · 4.125%
HK$38,687
baseline
▲ 0.50% · 4.625%
HK$40,727
+HK$2,040/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,374/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,192
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,287
−HK$1,112/mo
Today · 4.125%
HK$37,399
baseline
▲ 0.50% · 4.625%
HK$39,675
+HK$2,276/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,798/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,151
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,201
−HK$1,065/mo
Today · 4.125%
HK$41,266
baseline
▲ 0.50% · 4.625%
HK$43,442
+HK$2,176/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,532/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,392
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,555
−HK$1,182/mo
Today · 4.125%
HK$39,737
baseline
▲ 0.50% · 4.625%
HK$42,155
+HK$2,418/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,474/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,598
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,714
−HK$1,132/mo
Today · 4.125%
HK$43,846
baseline
▲ 0.50% · 4.625%
HK$46,157
+HK$2,311/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,692/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,591
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,823
−HK$1,251/mo
Today · 4.125%
HK$42,074
baseline
▲ 0.50% · 4.625%
HK$44,634
+HK$2,560/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$84,148/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,045
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,226
−HK$1,199/mo
Today · 4.125%
HK$46,425
baseline
▲ 0.50% · 4.625%
HK$48,872
+HK$2,447/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$92,850/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,596 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).