▼ 0.50% · 3.625%
HK$22,529
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,230
−HK$712/mo
Today · 4.125%
HK$23,942
baseline
▲ 0.50% · 4.625%
HK$25,399
+HK$1,457/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,884/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,063
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,736
−HK$681/mo
Today · 4.125%
HK$26,417
baseline
▲ 0.50% · 4.625%
HK$27,810
+HK$1,393/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,834/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,782
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,553
−HK$783/mo
Today · 4.125%
HK$26,336
baseline
▲ 0.50% · 4.625%
HK$27,938
+HK$1,602/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$52,672/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,570
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,309
−HK$750/mo
Today · 4.125%
HK$29,059
baseline
▲ 0.50% · 4.625%
HK$30,591
+HK$1,532/mo
Deposit HK$4.45M · loan HK$5.43M · min. income ≈ HK$58,118/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,035
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,876
−HK$854/mo
Today · 4.125%
HK$28,730
baseline
▲ 0.50% · 4.625%
HK$30,478
+HK$1,748/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,460/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,076
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,883
−HK$818/mo
Today · 4.125%
HK$31,701
baseline
▲ 0.50% · 4.625%
HK$33,372
+HK$1,671/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,402/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,288
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,199
−HK$925/mo
Today · 4.125%
HK$31,124
baseline
▲ 0.50% · 4.625%
HK$33,018
+HK$1,894/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,248/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,582
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,456
−HK$887/mo
Today · 4.125%
HK$34,343
baseline
▲ 0.50% · 4.625%
HK$36,153
+HK$1,810/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,686/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,541
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,522
−HK$997/mo
Today · 4.125%
HK$33,519
baseline
▲ 0.50% · 4.625%
HK$35,558
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$67,038/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,089
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,030
−HK$954/mo
Today · 4.125%
HK$36,984
baseline
▲ 0.50% · 4.625%
HK$38,934
+HK$1,950/mo
Deposit HK$2.96M · loan HK$6.92M · min. income ≈ HK$73,968/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,794
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,845
−HK$1,068/mo
Today · 4.125%
HK$35,913
baseline
▲ 0.50% · 4.625%
HK$38,098
+HK$2,185/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,826/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,595
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,603
−HK$1,023/mo
Today · 4.125%
HK$39,626
baseline
▲ 0.50% · 4.625%
HK$41,715
+HK$2,089/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,252/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,046
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,168
−HK$1,139/mo
Today · 4.125%
HK$38,307
baseline
▲ 0.50% · 4.625%
HK$40,638
+HK$2,331/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$76,614/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,101
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,177
−HK$1,091/mo
Today · 4.125%
HK$42,268
baseline
▲ 0.50% · 4.625%
HK$44,496
+HK$2,228/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$84,536/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,299
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,491
−HK$1,210/mo
Today · 4.125%
HK$40,701
baseline
▲ 0.50% · 4.625%
HK$43,178
+HK$2,477/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$81,402/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,608
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,750
−HK$1,160/mo
Today · 4.125%
HK$44,910
baseline
▲ 0.50% · 4.625%
HK$47,277
+HK$2,367/mo
Deposit HK$1.48M · loan HK$8.40M · min. income ≈ HK$89,820/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,552
−HK$2,543/mo
▼ 0.25% · 3.875%
HK$41,814
−HK$1,281/mo
Today · 4.125%
HK$43,095
baseline
▲ 0.50% · 4.625%
HK$45,718
+HK$2,623/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,190/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,114
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$46,324
−HK$1,227/mo
Today · 4.125%
HK$47,551
baseline
▲ 0.50% · 4.625%
HK$50,058
+HK$2,507/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,102/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$358,006 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).