▼ 0.50% · 3.625%
HK$21,251
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,912
−HK$672/mo
Today · 4.125%
HK$22,584
baseline
▲ 0.50% · 4.625%
HK$23,958
+HK$1,374/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,168/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,642
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,276
−HK$643/mo
Today · 4.125%
HK$24,919
baseline
▲ 0.50% · 4.625%
HK$26,232
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,838/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,376
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,103
−HK$739/mo
Today · 4.125%
HK$24,842
baseline
▲ 0.50% · 4.625%
HK$26,354
+HK$1,512/mo
Deposit HK$4.19M · loan HK$5.13M · min. income ≈ HK$49,684/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,006
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,703
−HK$708/mo
Today · 4.125%
HK$27,411
baseline
▲ 0.50% · 4.625%
HK$28,856
+HK$1,445/mo
Deposit HK$4.19M · loan HK$5.13M · min. income ≈ HK$54,822/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,501
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,294
−HK$806/mo
Today · 4.125%
HK$27,100
baseline
▲ 0.50% · 4.625%
HK$28,749
+HK$1,649/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,200/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,370
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,131
−HK$772/mo
Today · 4.125%
HK$29,903
baseline
▲ 0.50% · 4.625%
HK$31,479
+HK$1,576/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,806/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,626
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,486
−HK$873/mo
Today · 4.125%
HK$29,359
baseline
▲ 0.50% · 4.625%
HK$31,145
+HK$1,786/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,718/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,734
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,558
−HK$836/mo
Today · 4.125%
HK$32,394
baseline
▲ 0.50% · 4.625%
HK$34,102
+HK$1,708/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,788/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,751
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,677
−HK$940/mo
Today · 4.125%
HK$31,617
baseline
▲ 0.50% · 4.625%
HK$33,541
+HK$1,924/mo
Deposit HK$2.80M · loan HK$6.52M · min. income ≈ HK$63,234/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,098
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,986
−HK$900/mo
Today · 4.125%
HK$34,886
baseline
▲ 0.50% · 4.625%
HK$36,725
+HK$1,839/mo
Deposit HK$2.80M · loan HK$6.52M · min. income ≈ HK$69,772/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,876
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,868
−HK$1,007/mo
Today · 4.125%
HK$33,875
baseline
▲ 0.50% · 4.625%
HK$35,937
+HK$2,062/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,750/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,462
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,413
−HK$965/mo
Today · 4.125%
HK$37,378
baseline
▲ 0.50% · 4.625%
HK$39,348
+HK$1,970/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,756/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,002
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,059
−HK$1,075/mo
Today · 4.125%
HK$36,134
baseline
▲ 0.50% · 4.625%
HK$38,332
+HK$2,198/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$72,268/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,826
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,841
−HK$1,029/mo
Today · 4.125%
HK$39,870
baseline
▲ 0.50% · 4.625%
HK$41,972
+HK$2,102/mo
Deposit HK$1.86M · loan HK$7.46M · min. income ≈ HK$79,740/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,127
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,250
−HK$1,142/mo
Today · 4.125%
HK$38,392
baseline
▲ 0.50% · 4.625%
HK$40,728
+HK$2,336/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$76,784/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,191
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,268
−HK$1,094/mo
Today · 4.125%
HK$42,362
baseline
▲ 0.50% · 4.625%
HK$44,595
+HK$2,233/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$84,724/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,252
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$39,442
−HK$1,209/mo
Today · 4.125%
HK$40,651
baseline
▲ 0.50% · 4.625%
HK$43,124
+HK$2,473/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$81,302/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,555
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,696
−HK$1,158/mo
Today · 4.125%
HK$44,854
baseline
▲ 0.50% · 4.625%
HK$47,218
+HK$2,364/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$89,708/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,957 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).