▼ 0.50% · 3.625%
HK$21,215
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,875
−HK$671/mo
Today · 4.125%
HK$22,546
baseline
▲ 0.50% · 4.625%
HK$23,918
+HK$1,372/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,092/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,602
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,235
−HK$642/mo
Today · 4.125%
HK$24,877
baseline
▲ 0.50% · 4.625%
HK$26,188
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,754/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,337
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,063
−HK$737/mo
Today · 4.125%
HK$24,800
baseline
▲ 0.50% · 4.625%
HK$26,309
+HK$1,509/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,600/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,962
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,658
−HK$707/mo
Today · 4.125%
HK$27,365
baseline
▲ 0.50% · 4.625%
HK$28,807
+HK$1,442/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,730/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,458
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,250
−HK$805/mo
Today · 4.125%
HK$27,055
baseline
▲ 0.50% · 4.625%
HK$28,701
+HK$1,646/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,110/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,322
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,082
−HK$770/mo
Today · 4.125%
HK$29,852
baseline
▲ 0.50% · 4.625%
HK$31,426
+HK$1,574/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,704/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,580
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,438
−HK$871/mo
Today · 4.125%
HK$29,309
baseline
▲ 0.50% · 4.625%
HK$31,093
+HK$1,784/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,618/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,682
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,505
−HK$835/mo
Today · 4.125%
HK$32,340
baseline
▲ 0.50% · 4.625%
HK$34,045
+HK$1,705/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,680/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,701
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,625
−HK$939/mo
Today · 4.125%
HK$31,564
baseline
▲ 0.50% · 4.625%
HK$33,485
+HK$1,921/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,128/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,043
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,929
−HK$899/mo
Today · 4.125%
HK$34,828
baseline
▲ 0.50% · 4.625%
HK$36,664
+HK$1,836/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,656/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,823
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,813
−HK$1,006/mo
Today · 4.125%
HK$33,819
baseline
▲ 0.50% · 4.625%
HK$35,876
+HK$2,057/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,638/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,403
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,352
−HK$963/mo
Today · 4.125%
HK$37,315
baseline
▲ 0.50% · 4.625%
HK$39,282
+HK$1,967/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,630/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,944
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,000
−HK$1,073/mo
Today · 4.125%
HK$36,073
baseline
▲ 0.50% · 4.625%
HK$38,268
+HK$2,195/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,146/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,763
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,776
−HK$1,027/mo
Today · 4.125%
HK$39,803
baseline
▲ 0.50% · 4.625%
HK$41,901
+HK$2,098/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,606/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,066
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,188
−HK$1,140/mo
Today · 4.125%
HK$38,328
baseline
▲ 0.50% · 4.625%
HK$40,660
+HK$2,332/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,656/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,123
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,199
−HK$1,092/mo
Today · 4.125%
HK$42,291
baseline
▲ 0.50% · 4.625%
HK$44,520
+HK$2,229/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,582/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,188
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,375
−HK$1,207/mo
Today · 4.125%
HK$40,582
baseline
▲ 0.50% · 4.625%
HK$43,052
+HK$2,470/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,164/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,483
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,623
−HK$1,156/mo
Today · 4.125%
HK$44,779
baseline
▲ 0.50% · 4.625%
HK$47,139
+HK$2,360/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,558/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,392 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).