▼ 0.50% · 3.625%
HK$20,375
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,009
−HK$644/mo
Today · 4.125%
HK$21,653
baseline
▲ 0.50% · 4.625%
HK$22,971
+HK$1,318/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,306/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,667
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,275
−HK$617/mo
Today · 4.125%
HK$23,892
baseline
▲ 0.50% · 4.625%
HK$25,151
+HK$1,259/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,784/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,413
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,110
−HK$708/mo
Today · 4.125%
HK$23,818
baseline
▲ 0.50% · 4.625%
HK$25,268
+HK$1,450/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,636/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,934
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,603
−HK$678/mo
Today · 4.125%
HK$26,281
baseline
▲ 0.50% · 4.625%
HK$27,667
+HK$1,386/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,562/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,451
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,211
−HK$773/mo
Today · 4.125%
HK$25,984
baseline
▲ 0.50% · 4.625%
HK$27,565
+HK$1,581/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,968/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,201
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,930
−HK$741/mo
Today · 4.125%
HK$28,671
baseline
▲ 0.50% · 4.625%
HK$30,182
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,342/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,488
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,312
−HK$837/mo
Today · 4.125%
HK$28,149
baseline
▲ 0.50% · 4.625%
HK$29,862
+HK$1,713/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$56,298/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,468
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,258
−HK$802/mo
Today · 4.125%
HK$31,060
baseline
▲ 0.50% · 4.625%
HK$32,697
+HK$1,637/mo
Deposit HK$3.13M · loan HK$5.81M · min. income ≈ HK$62,120/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,526
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,413
−HK$901/mo
Today · 4.125%
HK$30,314
baseline
▲ 0.50% · 4.625%
HK$32,159
+HK$1,845/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,628/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,734
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,586
−HK$863/mo
Today · 4.125%
HK$33,449
baseline
▲ 0.50% · 4.625%
HK$35,212
+HK$1,763/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,898/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,563
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,514
−HK$966/mo
Today · 4.125%
HK$32,480
baseline
▲ 0.50% · 4.625%
HK$34,456
+HK$1,976/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,960/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,001
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,913
−HK$925/mo
Today · 4.125%
HK$35,838
baseline
▲ 0.50% · 4.625%
HK$37,727
+HK$1,889/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,676/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,601
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,615
−HK$1,030/mo
Today · 4.125%
HK$34,645
baseline
▲ 0.50% · 4.625%
HK$36,753
+HK$2,108/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$69,290/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,268
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,241
−HK$986/mo
Today · 4.125%
HK$38,227
baseline
▲ 0.50% · 4.625%
HK$40,242
+HK$2,015/mo
Deposit HK$1.79M · loan HK$7.15M · min. income ≈ HK$76,454/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,638
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,716
−HK$1,094/mo
Today · 4.125%
HK$36,810
baseline
▲ 0.50% · 4.625%
HK$39,050
+HK$2,240/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$73,620/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,535
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,568
−HK$1,049/mo
Today · 4.125%
HK$40,617
baseline
▲ 0.50% · 4.625%
HK$42,758
+HK$2,141/mo
Deposit HK$1.34M · loan HK$7.60M · min. income ≈ HK$81,234/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,676
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,817
−HK$1,159/mo
Today · 4.125%
HK$38,976
baseline
▲ 0.50% · 4.625%
HK$41,347
+HK$2,371/mo
Deposit HK$894K · loan HK$8.04M · min. income ≈ HK$77,952/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,801
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,896
−HK$1,110/mo
Today · 4.125%
HK$43,006
baseline
▲ 0.50% · 4.625%
HK$45,273
+HK$2,267/mo
Deposit HK$894K · loan HK$8.04M · min. income ≈ HK$86,012/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,068 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).