▼ 0.50% · 3.625%
HK$19,717
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,330
−HK$623/mo
Today · 4.125%
HK$20,953
baseline
▲ 0.50% · 4.625%
HK$22,228
+HK$1,275/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,906/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,935
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,523
−HK$597/mo
Today · 4.125%
HK$23,120
baseline
▲ 0.50% · 4.625%
HK$24,339
+HK$1,219/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,240/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,689
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,363
−HK$686/mo
Today · 4.125%
HK$23,049
baseline
▲ 0.50% · 4.625%
HK$24,451
+HK$1,402/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$46,098/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,128
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,775
−HK$657/mo
Today · 4.125%
HK$25,432
baseline
▲ 0.50% · 4.625%
HK$26,772
+HK$1,340/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$50,864/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,660
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,396
−HK$748/mo
Today · 4.125%
HK$25,144
baseline
▲ 0.50% · 4.625%
HK$26,674
+HK$1,530/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,288/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,322
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,028
−HK$716/mo
Today · 4.125%
HK$27,744
baseline
▲ 0.50% · 4.625%
HK$29,206
+HK$1,462/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,488/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,632
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,429
−HK$810/mo
Today · 4.125%
HK$27,239
baseline
▲ 0.50% · 4.625%
HK$28,897
+HK$1,658/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$54,478/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,515
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,280
−HK$776/mo
Today · 4.125%
HK$30,056
baseline
▲ 0.50% · 4.625%
HK$31,640
+HK$1,584/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$60,112/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,604
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,462
−HK$873/mo
Today · 4.125%
HK$29,335
baseline
▲ 0.50% · 4.625%
HK$31,120
+HK$1,785/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,670/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,709
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,532
−HK$836/mo
Today · 4.125%
HK$32,368
baseline
▲ 0.50% · 4.625%
HK$34,074
+HK$1,706/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,736/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,575
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,495
−HK$935/mo
Today · 4.125%
HK$31,430
baseline
▲ 0.50% · 4.625%
HK$33,342
+HK$1,912/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,860/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,902
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,785
−HK$895/mo
Today · 4.125%
HK$34,680
baseline
▲ 0.50% · 4.625%
HK$36,508
+HK$1,828/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,360/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,547
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,528
−HK$997/mo
Today · 4.125%
HK$33,525
baseline
▲ 0.50% · 4.625%
HK$35,565
+HK$2,040/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,050/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,096
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,037
−HK$955/mo
Today · 4.125%
HK$36,992
baseline
▲ 0.50% · 4.625%
HK$38,942
+HK$1,950/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$73,984/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,519
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,561
−HK$1,060/mo
Today · 4.125%
HK$35,621
baseline
▲ 0.50% · 4.625%
HK$37,788
+HK$2,167/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$71,242/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,289
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,289
−HK$1,015/mo
Today · 4.125%
HK$39,304
baseline
▲ 0.50% · 4.625%
HK$41,376
+HK$2,072/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$78,608/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,490
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,594
−HK$1,122/mo
Today · 4.125%
HK$37,716
baseline
▲ 0.50% · 4.625%
HK$40,011
+HK$2,295/mo
Deposit HK$865K · loan HK$7.78M · min. income ≈ HK$75,432/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,483
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,542
−HK$1,074/mo
Today · 4.125%
HK$41,616
baseline
▲ 0.50% · 4.625%
HK$43,809
+HK$2,193/mo
Deposit HK$865K · loan HK$7.78M · min. income ≈ HK$83,232/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,404 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).