▼ 0.50% · 3.625%
HK$21,297
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,960
−HK$673/mo
Today · 4.125%
HK$22,633
baseline
▲ 0.50% · 4.625%
HK$24,010
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,266/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,693
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,329
−HK$644/mo
Today · 4.125%
HK$24,973
baseline
▲ 0.50% · 4.625%
HK$26,290
+HK$1,317/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,946/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,427
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,156
−HK$740/mo
Today · 4.125%
HK$24,896
baseline
▲ 0.50% · 4.625%
HK$26,411
+HK$1,515/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,792/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,062
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,761
−HK$709/mo
Today · 4.125%
HK$27,470
baseline
▲ 0.50% · 4.625%
HK$28,918
+HK$1,448/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,940/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,557
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,352
−HK$807/mo
Today · 4.125%
HK$27,159
baseline
▲ 0.50% · 4.625%
HK$28,812
+HK$1,653/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$54,318/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,432
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,194
−HK$774/mo
Today · 4.125%
HK$29,968
baseline
▲ 0.50% · 4.625%
HK$31,547
+HK$1,579/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$59,936/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,687
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,548
−HK$875/mo
Today · 4.125%
HK$29,423
baseline
▲ 0.50% · 4.625%
HK$31,213
+HK$1,790/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,846/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,801
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,627
−HK$838/mo
Today · 4.125%
HK$32,465
baseline
▲ 0.50% · 4.625%
HK$34,176
+HK$1,711/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,930/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,816
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,744
−HK$942/mo
Today · 4.125%
HK$31,686
baseline
▲ 0.50% · 4.625%
HK$33,614
+HK$1,928/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,372/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,170
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,060
−HK$902/mo
Today · 4.125%
HK$34,962
baseline
▲ 0.50% · 4.625%
HK$36,805
+HK$1,843/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,924/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,946
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,940
−HK$1,009/mo
Today · 4.125%
HK$33,949
baseline
▲ 0.50% · 4.625%
HK$36,015
+HK$2,066/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,898/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,540
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,493
−HK$967/mo
Today · 4.125%
HK$37,460
baseline
▲ 0.50% · 4.625%
HK$39,434
+HK$1,974/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,920/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,076
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,136
−HK$1,077/mo
Today · 4.125%
HK$36,213
baseline
▲ 0.50% · 4.625%
HK$38,416
+HK$2,203/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,426/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,909
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,926
−HK$1,031/mo
Today · 4.125%
HK$39,957
baseline
▲ 0.50% · 4.625%
HK$42,063
+HK$2,106/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,914/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,205
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,332
−HK$1,144/mo
Today · 4.125%
HK$38,476
baseline
▲ 0.50% · 4.625%
HK$40,817
+HK$2,341/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,952/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,278
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,358
−HK$1,096/mo
Today · 4.125%
HK$42,454
baseline
▲ 0.50% · 4.625%
HK$44,692
+HK$2,238/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,908/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,335
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,528
−HK$1,211/mo
Today · 4.125%
HK$40,739
baseline
▲ 0.50% · 4.625%
HK$43,218
+HK$2,479/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$81,478/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,648
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,791
−HK$1,161/mo
Today · 4.125%
HK$44,952
baseline
▲ 0.50% · 4.625%
HK$47,321
+HK$2,369/mo
Deposit HK$934K · loan HK$8.41M · min. income ≈ HK$89,904/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,989 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).