▼ 0.50% · 3.625%
HK$21,520
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,190
−HK$680/mo
Today · 4.125%
HK$22,870
baseline
▲ 0.50% · 4.625%
HK$24,261
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,740/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,941
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,583
−HK$652/mo
Today · 4.125%
HK$25,235
baseline
▲ 0.50% · 4.625%
HK$26,565
+HK$1,330/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,470/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,672
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,409
−HK$748/mo
Today · 4.125%
HK$25,157
baseline
▲ 0.50% · 4.625%
HK$26,687
+HK$1,530/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,314/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,335
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,041
−HK$717/mo
Today · 4.125%
HK$27,758
baseline
▲ 0.50% · 4.625%
HK$29,221
+HK$1,463/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,516/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,824
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,628
−HK$816/mo
Today · 4.125%
HK$27,444
baseline
▲ 0.50% · 4.625%
HK$29,114
+HK$1,670/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$54,888/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,729
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,500
−HK$781/mo
Today · 4.125%
HK$30,281
baseline
▲ 0.50% · 4.625%
HK$31,878
+HK$1,597/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$60,562/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,976
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,847
−HK$884/mo
Today · 4.125%
HK$29,731
baseline
▲ 0.50% · 4.625%
HK$31,540
+HK$1,809/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,462/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,123
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,958
−HK$847/mo
Today · 4.125%
HK$32,805
baseline
▲ 0.50% · 4.625%
HK$34,534
+HK$1,729/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,610/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,128
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,066
−HK$952/mo
Today · 4.125%
HK$32,018
baseline
▲ 0.50% · 4.625%
HK$33,966
+HK$1,948/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,036/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,518
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,416
−HK$912/mo
Today · 4.125%
HK$35,328
baseline
▲ 0.50% · 4.625%
HK$37,191
+HK$1,863/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,656/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,280
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,285
−HK$1,020/mo
Today · 4.125%
HK$34,305
baseline
▲ 0.50% · 4.625%
HK$36,392
+HK$2,087/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,610/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,912
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,875
−HK$977/mo
Today · 4.125%
HK$37,852
baseline
▲ 0.50% · 4.625%
HK$39,847
+HK$1,995/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,704/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,432
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,503
−HK$1,089/mo
Today · 4.125%
HK$36,592
baseline
▲ 0.50% · 4.625%
HK$38,818
+HK$2,226/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,184/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,306
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,333
−HK$1,042/mo
Today · 4.125%
HK$40,375
baseline
▲ 0.50% · 4.625%
HK$42,504
+HK$2,129/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,750/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,584
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,722
−HK$1,157/mo
Today · 4.125%
HK$38,879
baseline
▲ 0.50% · 4.625%
HK$41,244
+HK$2,365/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$77,758/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,700
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,791
−HK$1,108/mo
Today · 4.125%
HK$42,899
baseline
▲ 0.50% · 4.625%
HK$45,160
+HK$2,261/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$85,798/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,736
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,941
−HK$1,225/mo
Today · 4.125%
HK$41,166
baseline
▲ 0.50% · 4.625%
HK$43,670
+HK$2,504/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$82,332/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,094
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,250
−HK$1,172/mo
Today · 4.125%
HK$45,422
baseline
▲ 0.50% · 4.625%
HK$47,816
+HK$2,394/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$90,844/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,766 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).