▼ 0.50% · 3.625%
HK$20,592
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,233
−HK$651/mo
Today · 4.125%
HK$21,884
baseline
▲ 0.50% · 4.625%
HK$23,215
+HK$1,331/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,768/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,909
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,523
−HK$624/mo
Today · 4.125%
HK$24,147
baseline
▲ 0.50% · 4.625%
HK$25,419
+HK$1,272/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,294/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,652
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,356
−HK$716/mo
Today · 4.125%
HK$24,072
baseline
▲ 0.50% · 4.625%
HK$25,537
+HK$1,465/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$48,144/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,200
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,876
−HK$685/mo
Today · 4.125%
HK$26,561
baseline
▲ 0.50% · 4.625%
HK$27,961
+HK$1,400/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$53,122/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,711
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,480
−HK$781/mo
Today · 4.125%
HK$26,261
baseline
▲ 0.50% · 4.625%
HK$27,858
+HK$1,597/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,522/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,491
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,228
−HK$748/mo
Today · 4.125%
HK$28,976
baseline
▲ 0.50% · 4.625%
HK$30,503
+HK$1,527/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,952/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,770
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,603
−HK$846/mo
Today · 4.125%
HK$28,449
baseline
▲ 0.50% · 4.625%
HK$30,180
+HK$1,731/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,898/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,782
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,580
−HK$811/mo
Today · 4.125%
HK$31,391
baseline
▲ 0.50% · 4.625%
HK$33,045
+HK$1,654/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,782/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,829
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,726
−HK$911/mo
Today · 4.125%
HK$30,637
baseline
▲ 0.50% · 4.625%
HK$32,502
+HK$1,865/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,274/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,072
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,933
−HK$872/mo
Today · 4.125%
HK$33,805
baseline
▲ 0.50% · 4.625%
HK$35,587
+HK$1,782/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,610/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,889
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,850
−HK$976/mo
Today · 4.125%
HK$32,826
baseline
▲ 0.50% · 4.625%
HK$34,823
+HK$1,997/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,652/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,363
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,285
−HK$935/mo
Today · 4.125%
HK$36,220
baseline
▲ 0.50% · 4.625%
HK$38,129
+HK$1,909/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,440/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,948
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,973
−HK$1,041/mo
Today · 4.125%
HK$35,014
baseline
▲ 0.50% · 4.625%
HK$37,145
+HK$2,131/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$70,028/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,654
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,637
−HK$998/mo
Today · 4.125%
HK$38,635
baseline
▲ 0.50% · 4.625%
HK$40,671
+HK$2,036/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$77,270/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,007
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,096
−HK$1,106/mo
Today · 4.125%
HK$37,202
baseline
▲ 0.50% · 4.625%
HK$39,466
+HK$2,264/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$74,404/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,945
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,990
−HK$1,059/mo
Today · 4.125%
HK$41,049
baseline
▲ 0.50% · 4.625%
HK$43,213
+HK$2,164/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$82,098/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,066
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,219
−HK$1,172/mo
Today · 4.125%
HK$39,391
baseline
▲ 0.50% · 4.625%
HK$41,788
+HK$2,397/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$78,782/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,236
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,342
−HK$1,122/mo
Today · 4.125%
HK$43,464
baseline
▲ 0.50% · 4.625%
HK$45,755
+HK$2,291/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$86,928/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,077 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).