▼ 0.50% · 3.625%
HK$22,472
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,171
−HK$711/mo
Today · 4.125%
HK$23,882
baseline
▲ 0.50% · 4.625%
HK$25,335
+HK$1,453/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,764/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,000
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,671
−HK$680/mo
Today · 4.125%
HK$26,351
baseline
▲ 0.50% · 4.625%
HK$27,740
+HK$1,389/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,702/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,720
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,489
−HK$781/mo
Today · 4.125%
HK$26,270
baseline
▲ 0.50% · 4.625%
HK$27,868
+HK$1,598/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,540/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,500
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,238
−HK$748/mo
Today · 4.125%
HK$28,986
baseline
▲ 0.50% · 4.625%
HK$30,514
+HK$1,528/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,972/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,967
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,806
−HK$852/mo
Today · 4.125%
HK$28,658
baseline
▲ 0.50% · 4.625%
HK$30,402
+HK$1,744/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,316/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,000
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,805
−HK$816/mo
Today · 4.125%
HK$31,621
baseline
▲ 0.50% · 4.625%
HK$33,288
+HK$1,667/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,242/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,214
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,123
−HK$923/mo
Today · 4.125%
HK$31,046
baseline
▲ 0.50% · 4.625%
HK$32,935
+HK$1,889/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,092/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,500
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,372
−HK$884/mo
Today · 4.125%
HK$34,256
baseline
▲ 0.50% · 4.625%
HK$36,062
+HK$1,806/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,512/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,461
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,440
−HK$994/mo
Today · 4.125%
HK$33,434
baseline
▲ 0.50% · 4.625%
HK$35,469
+HK$2,035/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,868/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,001
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,939
−HK$952/mo
Today · 4.125%
HK$36,891
baseline
▲ 0.50% · 4.625%
HK$38,836
+HK$1,945/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,782/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,709
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,757
−HK$1,065/mo
Today · 4.125%
HK$35,822
baseline
▲ 0.50% · 4.625%
HK$38,002
+HK$2,180/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,644/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,501
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,506
−HK$1,021/mo
Today · 4.125%
HK$39,527
baseline
▲ 0.50% · 4.625%
HK$41,610
+HK$2,083/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,054/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,956
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,074
−HK$1,137/mo
Today · 4.125%
HK$38,211
baseline
▲ 0.50% · 4.625%
HK$40,536
+HK$2,325/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,422/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,001
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,073
−HK$1,089/mo
Today · 4.125%
HK$42,162
baseline
▲ 0.50% · 4.625%
HK$44,384
+HK$2,222/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,324/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,203
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,391
−HK$1,208/mo
Today · 4.125%
HK$40,599
baseline
▲ 0.50% · 4.625%
HK$43,069
+HK$2,470/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,198/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,501
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$43,640
−HK$1,157/mo
Today · 4.125%
HK$44,797
baseline
▲ 0.50% · 4.625%
HK$47,158
+HK$2,361/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,594/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,450
−HK$2,537/mo
▼ 0.25% · 3.875%
HK$41,709
−HK$1,278/mo
Today · 4.125%
HK$42,987
baseline
▲ 0.50% · 4.625%
HK$45,603
+HK$2,616/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$85,974/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,001
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,208
−HK$1,224/mo
Today · 4.125%
HK$47,432
baseline
▲ 0.50% · 4.625%
HK$49,932
+HK$2,500/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,864/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$355,523 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).