▼ 0.50% · 3.625%
HK$12,772
−HK$800/mo
▼ 0.25% · 3.875%
HK$13,169
−HK$403/mo
Today · 4.125%
HK$13,572
baseline
▲ 0.50% · 4.625%
HK$14,398
+HK$826/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,144/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,208
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,589
−HK$387/mo
Today · 4.125%
HK$14,976
baseline
▲ 0.50% · 4.625%
HK$15,765
+HK$789/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,952/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,049
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,486
−HK$444/mo
Today · 4.125%
HK$14,930
baseline
▲ 0.50% · 4.625%
HK$15,838
+HK$908/mo
Deposit HK$2.52M · loan HK$3.08M · min. income ≈ HK$29,860/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,629
−HK$844/mo
▼ 0.25% · 3.875%
HK$16,048
−HK$425/mo
Today · 4.125%
HK$16,473
baseline
▲ 0.50% · 4.625%
HK$17,342
+HK$869/mo
Deposit HK$2.52M · loan HK$3.08M · min. income ≈ HK$32,946/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,326
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,803
−HK$484/mo
Today · 4.125%
HK$16,287
baseline
▲ 0.50% · 4.625%
HK$17,278
+HK$991/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,574/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,050
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,507
−HK$464/mo
Today · 4.125%
HK$17,971
baseline
▲ 0.50% · 4.625%
HK$18,918
+HK$947/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,942/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,603
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,119
−HK$525/mo
Today · 4.125%
HK$17,644
baseline
▲ 0.50% · 4.625%
HK$18,718
+HK$1,074/mo
Deposit HK$1.96M · loan HK$3.64M · min. income ≈ HK$35,288/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,471
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,966
−HK$503/mo
Today · 4.125%
HK$19,469
baseline
▲ 0.50% · 4.625%
HK$20,495
+HK$1,026/mo
Deposit HK$1.96M · loan HK$3.64M · min. income ≈ HK$38,938/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,880
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,436
−HK$565/mo
Today · 4.125%
HK$19,001
baseline
▲ 0.50% · 4.625%
HK$20,158
+HK$1,157/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$38,002/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,891
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,425
−HK$541/mo
Today · 4.125%
HK$20,966
baseline
▲ 0.50% · 4.625%
HK$22,071
+HK$1,105/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,932/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,157
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,753
−HK$606/mo
Today · 4.125%
HK$20,359
baseline
▲ 0.50% · 4.625%
HK$21,597
+HK$1,238/mo
Deposit HK$1.40M · loan HK$4.20M · min. income ≈ HK$40,718/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,312
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,884
−HK$580/mo
Today · 4.125%
HK$22,464
baseline
▲ 0.50% · 4.625%
HK$23,648
+HK$1,184/mo
Deposit HK$1.40M · loan HK$4.20M · min. income ≈ HK$44,928/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,434
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,070
−HK$646/mo
Today · 4.125%
HK$21,716
baseline
▲ 0.50% · 4.625%
HK$23,037
+HK$1,321/mo
Deposit HK$1.12M · loan HK$4.48M · min. income ≈ HK$43,432/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,733
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,343
−HK$618/mo
Today · 4.125%
HK$23,961
baseline
▲ 0.50% · 4.625%
HK$25,224
+HK$1,263/mo
Deposit HK$1.12M · loan HK$4.48M · min. income ≈ HK$47,922/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,712
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,387
−HK$686/mo
Today · 4.125%
HK$23,073
baseline
▲ 0.50% · 4.625%
HK$24,477
+HK$1,404/mo
Deposit HK$840K · loan HK$4.76M · min. income ≈ HK$46,146/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,154
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,802
−HK$657/mo
Today · 4.125%
HK$25,459
baseline
▲ 0.50% · 4.625%
HK$26,801
+HK$1,342/mo
Deposit HK$840K · loan HK$4.76M · min. income ≈ HK$50,918/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,989
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,704
−HK$726/mo
Today · 4.125%
HK$24,430
baseline
▲ 0.50% · 4.625%
HK$25,917
+HK$1,487/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,860/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,575
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,261
−HK$696/mo
Today · 4.125%
HK$26,957
baseline
▲ 0.50% · 4.625%
HK$28,377
+HK$1,420/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,914/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$126,021 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).