▼ 0.50% · 3.625%
HK$18,874
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,461
−HK$596/mo
Today · 4.125%
HK$20,057
baseline
▲ 0.50% · 4.625%
HK$21,278
+HK$1,221/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,114/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,997
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,560
−HK$571/mo
Today · 4.125%
HK$22,131
baseline
▲ 0.50% · 4.625%
HK$23,298
+HK$1,167/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,262/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,761
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,407
−HK$656/mo
Today · 4.125%
HK$22,063
baseline
▲ 0.50% · 4.625%
HK$23,406
+HK$1,343/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,126/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,097
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,716
−HK$628/mo
Today · 4.125%
HK$24,344
baseline
▲ 0.50% · 4.625%
HK$25,628
+HK$1,284/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,688/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,649
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,353
−HK$716/mo
Today · 4.125%
HK$24,069
baseline
▲ 0.50% · 4.625%
HK$25,533
+HK$1,464/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,138/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,196
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,872
−HK$686/mo
Today · 4.125%
HK$26,558
baseline
▲ 0.50% · 4.625%
HK$27,957
+HK$1,399/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,116/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,536
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,299
−HK$776/mo
Today · 4.125%
HK$26,075
baseline
▲ 0.50% · 4.625%
HK$27,661
+HK$1,586/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,150/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,296
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,028
−HK$743/mo
Today · 4.125%
HK$28,771
baseline
▲ 0.50% · 4.625%
HK$30,287
+HK$1,516/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,542/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,423
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,245
−HK$835/mo
Today · 4.125%
HK$28,080
baseline
▲ 0.50% · 4.625%
HK$29,789
+HK$1,709/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$56,160/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,396
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,184
−HK$800/mo
Today · 4.125%
HK$30,984
baseline
▲ 0.50% · 4.625%
HK$32,617
+HK$1,633/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$61,968/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,311
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,191
−HK$895/mo
Today · 4.125%
HK$30,086
baseline
▲ 0.50% · 4.625%
HK$31,917
+HK$1,831/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,172/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,495
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,340
−HK$857/mo
Today · 4.125%
HK$33,197
baseline
▲ 0.50% · 4.625%
HK$34,947
+HK$1,750/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,394/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,198
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,137
−HK$955/mo
Today · 4.125%
HK$32,092
baseline
▲ 0.50% · 4.625%
HK$34,045
+HK$1,953/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$64,184/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,595
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,496
−HK$914/mo
Today · 4.125%
HK$35,410
baseline
▲ 0.50% · 4.625%
HK$37,277
+HK$1,867/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$70,820/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,085
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,084
−HK$1,014/mo
Today · 4.125%
HK$34,098
baseline
▲ 0.50% · 4.625%
HK$36,172
+HK$2,074/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,196/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,695
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,652
−HK$971/mo
Today · 4.125%
HK$37,623
baseline
▲ 0.50% · 4.625%
HK$39,606
+HK$1,983/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,246/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,973
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,030
−HK$1,073/mo
Today · 4.125%
HK$36,103
baseline
▲ 0.50% · 4.625%
HK$38,300
+HK$2,197/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$72,206/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,794
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,808
−HK$1,028/mo
Today · 4.125%
HK$39,836
baseline
▲ 0.50% · 4.625%
HK$41,936
+HK$2,100/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$79,672/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,312 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).