▼ 0.50% · 3.625%
HK$18,885
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,472
−HK$597/mo
Today · 4.125%
HK$20,069
baseline
▲ 0.50% · 4.625%
HK$21,290
+HK$1,221/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,138/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,009
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,573
−HK$572/mo
Today · 4.125%
HK$22,145
baseline
▲ 0.50% · 4.625%
HK$23,312
+HK$1,167/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,290/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,774
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,420
−HK$656/mo
Today · 4.125%
HK$22,076
baseline
▲ 0.50% · 4.625%
HK$23,420
+HK$1,344/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,152/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,110
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,730
−HK$629/mo
Today · 4.125%
HK$24,359
baseline
▲ 0.50% · 4.625%
HK$25,643
+HK$1,284/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,718/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,662
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,367
−HK$716/mo
Today · 4.125%
HK$24,083
baseline
▲ 0.50% · 4.625%
HK$25,549
+HK$1,466/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,166/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,211
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,887
−HK$686/mo
Today · 4.125%
HK$26,573
baseline
▲ 0.50% · 4.625%
HK$27,974
+HK$1,401/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,146/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,551
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,314
−HK$776/mo
Today · 4.125%
HK$26,090
baseline
▲ 0.50% · 4.625%
HK$27,678
+HK$1,588/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,180/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,312
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,045
−HK$743/mo
Today · 4.125%
HK$28,788
baseline
▲ 0.50% · 4.625%
HK$30,305
+HK$1,517/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,576/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,439
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,261
−HK$836/mo
Today · 4.125%
HK$28,097
baseline
▲ 0.50% · 4.625%
HK$29,807
+HK$1,710/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$56,194/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,413
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,202
−HK$800/mo
Today · 4.125%
HK$31,002
baseline
▲ 0.50% · 4.625%
HK$32,636
+HK$1,634/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$62,004/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,328
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,209
−HK$895/mo
Today · 4.125%
HK$30,104
baseline
▲ 0.50% · 4.625%
HK$31,936
+HK$1,832/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,208/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,514
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,359
−HK$858/mo
Today · 4.125%
HK$33,217
baseline
▲ 0.50% · 4.625%
HK$34,968
+HK$1,751/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,434/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,216
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,156
−HK$955/mo
Today · 4.125%
HK$32,111
baseline
▲ 0.50% · 4.625%
HK$34,065
+HK$1,954/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,222/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,615
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,517
−HK$914/mo
Today · 4.125%
HK$35,431
baseline
▲ 0.50% · 4.625%
HK$37,299
+HK$1,868/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,862/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,105
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,103
−HK$1,015/mo
Today · 4.125%
HK$34,118
baseline
▲ 0.50% · 4.625%
HK$36,194
+HK$2,076/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,236/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,716
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,674
−HK$972/mo
Today · 4.125%
HK$37,646
baseline
▲ 0.50% · 4.625%
HK$39,630
+HK$1,984/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,292/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,993
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,050
−HK$1,075/mo
Today · 4.125%
HK$36,125
baseline
▲ 0.50% · 4.625%
HK$38,323
+HK$2,198/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$72,250/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,817
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,831
−HK$1,029/mo
Today · 4.125%
HK$39,860
baseline
▲ 0.50% · 4.625%
HK$41,961
+HK$2,101/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$79,720/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,460 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).