▼ 0.50% · 3.625%
HK$12,875
−HK$808/mo
▼ 0.25% · 3.875%
HK$13,276
−HK$407/mo
Today · 4.125%
HK$13,683
baseline
▲ 0.50% · 4.625%
HK$14,515
+HK$832/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$27,366/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,324
−HK$773/mo
▼ 0.25% · 3.875%
HK$14,708
−HK$389/mo
Today · 4.125%
HK$15,097
baseline
▲ 0.50% · 4.625%
HK$15,893
+HK$796/mo
Deposit HK$2.82M · loan HK$2.82M · min. income ≈ HK$30,194/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,163
−HK$888/mo
▼ 0.25% · 3.875%
HK$14,603
−HK$448/mo
Today · 4.125%
HK$15,051
baseline
▲ 0.50% · 4.625%
HK$15,967
+HK$916/mo
Deposit HK$2.54M · loan HK$3.11M · min. income ≈ HK$30,102/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,756
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,179
−HK$428/mo
Today · 4.125%
HK$16,607
baseline
▲ 0.50% · 4.625%
HK$17,483
+HK$876/mo
Deposit HK$2.54M · loan HK$3.11M · min. income ≈ HK$33,214/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,450
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,931
−HK$488/mo
Today · 4.125%
HK$16,419
baseline
▲ 0.50% · 4.625%
HK$17,418
+HK$999/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$32,838/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,188
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,649
−HK$468/mo
Today · 4.125%
HK$18,117
baseline
▲ 0.50% · 4.625%
HK$19,072
+HK$955/mo
Deposit HK$2.26M · loan HK$3.39M · min. income ≈ HK$36,234/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,738
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,258
−HK$529/mo
Today · 4.125%
HK$17,787
baseline
▲ 0.50% · 4.625%
HK$18,870
+HK$1,083/mo
Deposit HK$1.98M · loan HK$3.67M · min. income ≈ HK$35,574/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,621
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,120
−HK$507/mo
Today · 4.125%
HK$19,627
baseline
▲ 0.50% · 4.625%
HK$20,661
+HK$1,034/mo
Deposit HK$1.98M · loan HK$3.67M · min. income ≈ HK$39,254/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,025
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,586
−HK$570/mo
Today · 4.125%
HK$19,156
baseline
▲ 0.50% · 4.625%
HK$20,321
+HK$1,165/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$38,312/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,053
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,591
−HK$545/mo
Today · 4.125%
HK$21,136
baseline
▲ 0.50% · 4.625%
HK$22,251
+HK$1,115/mo
Deposit HK$1.69M · loan HK$3.95M · min. income ≈ HK$42,272/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,313
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,914
−HK$610/mo
Today · 4.125%
HK$20,524
baseline
▲ 0.50% · 4.625%
HK$21,773
+HK$1,249/mo
Deposit HK$1.41M · loan HK$4.23M · min. income ≈ HK$41,048/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,485
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,062
−HK$584/mo
Today · 4.125%
HK$22,646
baseline
▲ 0.50% · 4.625%
HK$23,840
+HK$1,194/mo
Deposit HK$1.41M · loan HK$4.23M · min. income ≈ HK$45,292/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,600
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,241
−HK$651/mo
Today · 4.125%
HK$21,892
baseline
▲ 0.50% · 4.625%
HK$23,224
+HK$1,332/mo
Deposit HK$1.13M · loan HK$4.52M · min. income ≈ HK$43,784/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,918
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,532
−HK$624/mo
Today · 4.125%
HK$24,156
baseline
▲ 0.50% · 4.625%
HK$25,429
+HK$1,273/mo
Deposit HK$1.13M · loan HK$4.52M · min. income ≈ HK$48,312/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,888
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,569
−HK$692/mo
Today · 4.125%
HK$23,261
baseline
▲ 0.50% · 4.625%
HK$24,676
+HK$1,415/mo
Deposit HK$847K · loan HK$4.80M · min. income ≈ HK$46,522/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,350
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,003
−HK$663/mo
Today · 4.125%
HK$25,666
baseline
▲ 0.50% · 4.625%
HK$27,019
+HK$1,353/mo
Deposit HK$847K · loan HK$4.80M · min. income ≈ HK$51,332/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,175
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,896
−HK$733/mo
Today · 4.125%
HK$24,629
baseline
▲ 0.50% · 4.625%
HK$26,127
+HK$1,498/mo
Deposit HK$565K · loan HK$5.08M · min. income ≈ HK$49,258/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,782
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,474
−HK$701/mo
Today · 4.125%
HK$27,175
baseline
▲ 0.50% · 4.625%
HK$28,608
+HK$1,433/mo
Deposit HK$565K · loan HK$5.08M · min. income ≈ HK$54,350/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$127,045 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).