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At today's rate and a 90% mortgage, the deposit on this unit is about HK$385K, with repayments around HK$16,795/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$385K · loan HK$3.47M · min. income ≈ HK$33,590/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Town Centre Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- 4
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 403 ft²
- Efficiency
- 78%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-10-03 | HK$4.95M | +60.2% 3.3y · 18.0%/yr |
| 2016-06-21 | HK$3.09M | +99.4% 5.9y · 17.0%/yr |
| 2010-08-02 | HK$1.55M | +29.2% |
| 2009-10-22 | HK$1.20M | +21.2% |
| 2007-11-22 | HK$990K | +17.9% |
| 2005-08-16 | HK$840K | −26.3% |
| 1999-01-29 | HK$1.14M | — |